The unemployment insurance It is a benefit received by people who are unemployed due to dismissal, contract expiration or resignation.
This amount comes from the savings gathered by each person individually thanks to contributions deducted each month from their salary, and once the worker is out of work, they will receive this money during the time they are unemployed.
All about Unemployment Insurance
How to charge it?
Unemployment Insurance can be collected at the branches of the Unemployment Funds Administrator (AFC) in person or online. Due to the pandemic, it is recommended to do the procedure virtually.
To do this, the applicant must enter www.afc.cl and click on “Virtual branch”, “Affiliates” option. Then, you must enter with the RUT and password of the AFP or with the Unique Key.
Once the data has been entered, the user will access their AFC profile, where they can find out the total balance they have collected. At the top is the “insurance collection” option, which provides information about the savings withdrawal process.
After reading the information, click on “request insurance payment”, to then access a form that must be filled out with the date of termination and the cause for dismissal. Subsequently, the system will display a simulation of the insurance collection and the amount to be received each month.
The last stages consist of attaching the document(s) proving the termination of the employment relationship and submitting the bank details for the transfer of the insurance amounts. Finally, you must read and accept the affidavit to finish the Unemployment Insurance application process.
Which are the requirements?
The requirements to apply for Unemployment Insurance are:
- To be unemployed: Having terminated their last employment relationship for any of the causes contemplated in the Labor Code, presenting their settlement or other document that proves it.
- Have a minimum of paid contributions: Those who have an indefinite contract are asked for at least 12 monthly contributions, while those who have a fixed-term contract, for work or work, are asked for at least 6 monthly contributions.
The contributions are counted from the affiliation or from the last insurance payment, until the month of termination of the employment relationship. These can be continuous or discontinuous and from one or more employers.
All About Loss Benefits
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