The banks that participate in this scheme are: Banorte, BBVA, HSBC, Santander and Scotiabank.
Women who want to take advantage of this scheme have to go to the bank of their choice and present the Infonavit Account Certificate + Bank Credit, which they obtain in My Infonavit Account, which indicates the amount they have in the housing subaccount.
The banking institution will be in charge of creating the profile of the person entitled and determining the amount of the credit. Of that amount, Infonavit will finance 30%, without exceeding 325 UMAS (equivalent to 950,653.60 pesos), and the remaining 70% will be financed by the bank under its conditions.
This credit has fixed payments and a rate of 10.45% on the amount that Infonavit lends and each bank will determine the interest to be paid.
“At the end of February of this year, the balance of the Housing Subaccount of these women adds up to a total of 204,271.5 million pesos, resources that they can use to buy their house regardless of whether they no longer contribute to Infonavit,” reads the release.
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