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Withdrawal of 100% of AFP: Congressional Commission approved opinion, how would the payment be? | Pension fund | Habitat | Integra | Premium | Future | Retirement | Coronavirus in Peru

Last week the Congressional Consumer Defense Commission approved the replacement text of the project that would allow withdraw 100% of the funds from the AFP.

The bill has yet to be approved by the plenary session of parliament to become a law. Below are the details about the possible beneficiaries and the proposed withdrawal modality:

Who would benefit?

The total withdrawal could be made by those affiliates that do not record contributions or withholding for more than 12 consecutive months.

While people who have stopped making contributions since the beginning of the state of emergency may withdraw hasta S / 4,300 (1 OFF).

This measure would be complementary manner to Law N ° 31017 that allowed the disbursement of 25% of the AFP funds.

How would the withdrawal be done?

For the first group of affiliates mentioned, that is, those who could withdraw 100%, this would be the withdrawal:

  • 34% within a maximum period of 10 calendar days after submitting the request to the administrator
    private pension fund to which the member belongs.
  • 33% after 90 calendar days from the first disbursement, referred to in the preceding paragraph.
  • 33% after 90 calendar days from the second disbursement, referred to in the preceding paragraph.

While for ex affiliates, who have not made contributions for more than 12 months and whose fund is equal to or less than S / 10,000, the delivery of the funds would be made as follows:

  • 50% within a maximum period of 10 calendar days after submitting the request to the private pension fund administrator to which the member belongs.
  • 50% after 60 calendar days computed from the first disbursement, referred to in the preceding paragraph.

In the case of contributors who can only withdraw 1 UIT delivery would be made after 10 days having submitted the application.


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