Who pays for corona closings? Restaurateurs complain | NDR.de – Nachrichten – Lower Saxony
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Who pays for corona closings? Restaurateurs complain | NDR.de – Nachrichten – Lower Saxony

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Status: October 21, 2020 8:45 p.m.

Is the corona shutdown in March a company closure that insurance companies have to pay for? Ten East Frisian restaurateurs and hoteliers want to clarify this at the Aurich district court.

According to the court, the amount in dispute in the proceedings is between 5,000 and one million euros, as reported by NDR 1 Lower Saxony. Specifically, it is about insurance policies that the plaintiffs had taken out in the event of a business closure.

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The outline of Northern Germany and virus symbols - Delmenhorst is highlighted. © panthermedia Photo: lamianuovasupermai

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Rudolf Mattern, head of the Corona crisis team in Delmenhorst, wears mouth and nose protection at a press conference. © NDR

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Gert Hahne, deputy spokesman for the state government of Lower Saxony, speaks during a press conference © NDR

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A billboard for the faith center where the coronavirus broke out. © NDR

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Stefanie Geisler from the Ministry of Health speaks at the state press conference in Hanover. © NDR

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Stephan Weil (SPD) speaks at a press conference. © NDR

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An old people's home from the outside. © TV7News

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There are makeshift beds in an exhibition hall in Hanover. © dpa-Bildfunk Photo: Julian Stratenschulte

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Grant Hendrik Tonne (SPD). © NDR

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According to the court, “preventive” reasons are not insured

Such insurances are not designed for a pandemic, said a spokeswoman for the Association of the German Insurance Industry. As a rule, they apply if diseases such as salmonella or noroviruses that are self-insured occur in the company and the company is therefore closed by the state. If companies are closed for preventive reasons, this is not covered.

additional Information

A row of tables and chairs that are cordoned off with caution tape. © dpa Bildfunk –
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According to Hannover Re, closures in the catering trade account for a large part of the insured damage. more

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Lower Saxony's Minister of Economic Affairs, Bernd Althusmann. © Christophe Gateau / dpa –
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Economics Minister Althusmann wants to help affected businesses with a targeted catering funding program. more

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Similar lawsuits at the Regional Court of Oldenburg

The Oldenburg Regional Court is also increasingly dealing with similar cases. A week ago, the chamber ruled in favor of the insurance, as NDR 1 Lower Saxony reports on. In Munich, however, an innkeeper was right. According to the press spokesman for the Oldenburg Regional Court, no verdict is indicative for other plaintiffs. In individual cases, it depends on the exact wording of the insurance conditions.

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Guests sit in a restaurant.

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Although they are allowed to reopen, many restaurateurs fear for their existence. Since the restriction applies that not every seat may be occupied, less turnover is made. 4 min

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A woman's nose is swabbed with a long cotton swab. © pathermedia Photo: ryanking999–
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The federal trend is also evident in Lower Saxony. At the weekend, the increase in the corona numbers slows down slightly. more

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Federal Minister of Health Jens Spahn (CDU) © dpa-Bildfunk Photo: Michael Kappeler / dpa–
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He is in domestic isolation. So far, Jens Spahn has only had cold symptoms. All the news of the day in the blog. more

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Backlit shot of green viruses floating around a group of dancing people. © Menschen Corona Fotolia_psdesign photocase_joexx Photo: Menspsdesign joexx
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More and more districts in Lower Saxony are considered to be corona risk areas. The consequence are considerable restrictions. more

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This topic in the program:

Regional Oldenburg | 10/21/2020 | 17:00 o’clock

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