Who inherits the house when the beneficiary dies?

When a family member dies, you don’t have the head to think about the pending ones that remain, so it’s important to have all the documents in order, especially if you have a mortgage.

In the case of a Infonavit creditthe beneficiaries of the loan are chosen, but if the owner is missing, the legal document with which it is established who must keep the house is the will.

Regardless of the institution with which the mortgage loan was acquired, it is very important for the owner to make a will before a notary.

The will is a legal instrument through which a person decides the fate of his assets and assets at the time of death, therefore, the person or persons heirs of the house will be the only beneficiaries.

If the process takes place before death, the homeowner can designate the beneficiaries he wishes and update them as often as he deems necessary.

What happens if I die without doing my will?

What happens to my credit debt?

The Institute of the National Fund for Workers’ Housing (Infonavit) indicates that all the credits it grants to workers have a death insurancewhich releases its beneficiaries from the outstanding debt of the loan.

In this sense, it is important to share with family members or beneficiaries the tax code, the credit number and the date on which it was contracted, then, if necessary, go to the Infonavit Service Center (Cesi) to exercise the application. .