Families experience millions of mishaps each year that require insurance assistance. According to data from the employers’ association Unespa, In 2019, almost 8.7 million problems were recorded in homes and neighboring municipalities. Specifically, 7.4 million accidents occurred in individual homes and 1.27 million in homeowner communities.
On average, the insurance sector solves 1,004 problems that occur in homes and communities of owners in Spain every hour.
The most common of all is related to water damage and is the appearance of leaks, which accounted for more than a third of that year’s mishap, at 3.297 million. The next most frequent statements appearing in the list are glass damage, with 1.23 million alerts; the support services, with 1.04 million; and the electrical damage, with more than 753,500 shares. In case of robberiesthe study quantifies the number of accidents that mostly involved individual homes as over 384,000 (over 357,000), which represent 4.4% of the total number of accidents.
Municipalities with greater and lesser probability of suffering a theft
While Unespa has not yet presented data for all of 2020, it does have the calculations for part of the pandemic year. And it says that between August 1, 2019 and July 31, 2020, there were more than 78,000 incidents related to thefts, compounded by the decrease in accidents during the first state of alarm.
By community, the insurance employer states that Catalonia is the region with the highest probability of experiencing a home robbery (58% more than the whole of Spain), followed by Murcia (46%) and the Valencian Community (11%); i.e. on the Mediterranean coast, where most of the second residences are concentrated.
However, in Andalusia, Madrid or the Balearic Islands the probability is lower to the national average, while Galicia, Asturias, the Canary Islands and the autonomous cities of Ceuta and Melilla are the areas of the country least likely to suffer this type of mishap.
At the municipal level, and taking cities with more than 75,000 inhabitants as a reference, Girona and San Cugat del Vallés (Barcelona) are the only ones where the probability of home burglary is more than double the national average (over 140%). These are the 50 municipalities with the highest probability of home burglary in Spainaccording to Unespa:
- Girona
- San Cugat del Valles (Barcelona)
- Barcelona
- Mataró (Barcelona)
- Reus (Tarragona)
- Badalona (Barcelona)
- Santa Coloma de Gramenet (Barcelona)
- Murcia
- Ruby (Barcelona)
- Torrevieja (Alicante)
- Tarragona
- Cornella de Llobregat (Barcelona)
- She give
- L’Hospitalet de Llobregat (Barcelona)
- Mijas (Malaga)
- Terrace (Barcelona)
- Baracaldo (Vizcaya)
- Torrent (Valencia)
- Las Rosas (Madrid)
- Chiclana de la Frontera (Cádiz)
- Orihuela (Alicante)
- Alcalá de Guadaira (Seville)
- Sabadell (Barcelona)
- Marbella (Malaga)
- Bilbao
- Cartagena (Murcia)
- Manresa (Barcelona)
- Coslada (Madrid)
- Getxo (Vizcaya)
- El Ejido (Almería)
- Sant Boi de Llobregat (Barcelona)
- Speak (Madrid)
- Pozuelo de Alarcon (Madrid)
- Elche (Alicante)
- Alicante
- Valencia
- Two Sisters (Seville)
- Roquetas de Mar (Almería)
- Rivas-Vaciamadrid (Madrid)
- Lorica (Murcia)
- Seville
- Fuenlabrada (Madrid)
- Castellon de la Plana
- Vélez-Malaga (Malaga)
- Fuengirola (Malaga)
- San Sebastian
- Madrid
- Huelva
- Guadalajara
- Jaen
However, The 10 safest municipalities with more than 75,000 inhabitants son:
- Cadiz
- Oviedo (Asturias)
- San Cristóbal de La Laguna (Santa Cruz de Tenerife)
- Santiago de Compostela (A Coruña)
- Holy Cross of Tenerife
- Lugo
- Gijon (Asturias)
- Ourense
- The palm trees of Gran Canaria
- Ceuta
The biggest misadventures
Within robberies, the Unespa study also reveals which municipalities in Spain with more than 75,000 inhabitants suffered the most expensive home robberies. The Madrid municipality of Pozuelo de Alarcón leads the ranking with an average amount of 2,602 euros; followed by Marbella (Málaga), with an average of 2,504 euros. Alcobendas (Madrid) is the third municipality with the most expensive domestic accidents related to robberies, with 2,333 euros, and the fourth in Sant Cugat del Vallés (Barcelona), with 2,258 euros.
On the other side of the ranking are three Madrid locations, Alcorcón, Leganés, Parla, respectively with an average between 593 and 416 euros; and the city of Cádiz, with an average damage of 322 euros in homes that suffered burglaries in 2019.
The most common mishaps in homes
The study also compares the most common accidents in homes and owner communities during 2019. And these are the ones that were recorded in each case:
