The risks you run when you own a Bancomatnowadays, they are rising more and more due to scams, cloning and identity theft. If you missed our article on phishing and other kinds of modern scamswe will do a little review of what it is and how it works this kind of internet scam.
The dangers of cards and ATMs
The phishingit is nothing more than a type of scam implemented telematically in the last few years. In this case, the victim receives it in his mailbox, or directly via text message, a communication from your energy supplier, your bank or your telephone operator urging you to click on the link below the text. Where is the problem, you say? The problem is that in the vast majority of casesit is not really about the sending company that appears in the text; but of a scam whose purpose is to snatch your bank details and use them, obviously to your detriment. Be wary always from this kind of communication and if you have any doubts, check with the company only through certified service numbers.
Another problem you may run into with your ATM is that of cloning. Processes of this kind take place because of counters Tampered ATMs and their purpose is to to scan all and related dates of your card. For some purchases, in fact, it is not necessary entering the pin and this applies, for example, to Online shopping; where you are only asked for the number, expiry date, owner and CVV, or for in-store purchases paid for contactless.
In the event that, on the other hand, the scammers manage to extort you also the PINthe sum that you risk losing, of course, is the one that the bank allows you to withdraw in a single day or throughout the month. Often these data can also be modified by the account holder; the fact is, however, that in case you need to withdraw a large amount for yourself, you could not be able to.
