BOn my “wanderings” through the assets of private investors, I often come across fixed-term loans that are supposed to be repaid with the help of building society contracts. Curious as I am, I can rarely avoid the question of why these contracts were concluded. Most people respond with an embarrassed smile that they couldn’t tell me either. Isn’t that strange, ladies, or do you find it normal, gentlemen, to simply conclude a contract and not know what the purpose is? Perhaps you can tell me what practical nutritional value the building society savings contract has in the following case.