Equipping the staff or equipping yourself with a function motorcycle is an interesting idea to optimize the performance and management of daily tasks. This advantageous solution is more and more popular with companies because of its practicality and its economic aspect. The advantages of the company motorcycle are numerous. In addition to improving working conditions, it boosts team productivity and efficiency. Find out the essentials to know about the company motorcycle in this article.
What to know before choosing a company motorcycle
Choosing a motorbike instead of a car as a company vehicle is a wise idea to make it easier for employees to travel. It’s practical, economical and ecological. Nevertheless, certain parameters must be considered before turning to this profitable option. First of all, you should know that the two-wheeler used must be strictly dedicated to professional use in order to be able to partially recover the costs incurred, including registration tax, insurance costs and vehicle maintenance.
What about motorcycle insurance?
The law is clear on the subject. Any land vehicle equipped with an engine must be insured. Taking out motorcycle insurance allows you to cover the risks and losses caused or endured by the two-wheeler.
The lack of insurance leads to heavy penalties such as a fine of 3,750 euros and the cancellation or suspension of the license, with a ban on re-taking it for a period of 3 years. You also expose yourself to community service and a ban on driving certain vehicles: 50cc scooters, unlicensed cars, etc. Your two-wheelers may also be confiscated. In the event of an accident, the Compulsory Damage Insurance Guarantee Fund will compensate the victims. However, he will claim the full amount from you.
Therefore, every owner of a motorcycle, even a business, must at least take out civil liability insurance and this, even if the vehicle is not registered or remains constantly in the garage. Liability or third party insurance covers material damage and bodily injury caused to others in the event of a responsible claim. It should be noted that it does not cover damage to the motorcycle. Of course, nothing prevents you from choosing a more complete insurance formula and taking advantage of additional guarantees:
- personal guarantee;
- juridic protection ;
- assistance 0 km ;
- helmet and equipment warranty;
- warranty against all accidents;
- fire guarantee;
- warranty full ;
- broken glass guarantee;
- natural disaster guarantee.
Certain criteria must be taken into account in the choice of motorcycle insurance. Among the most important, there is the profile of the driver, the type of vehicle (motorcycle and scooter 50cc, 125 cc, three wheels…) and the brand. It is also important to consider your specific needs when choosing the right insurance plan. Indeed, certain information including the current mileage and the registration of the two-wheeler will be requested so that you can move around freely and in complete safety.
This type of insurance package is now easy to find, whether for a professional or an individual. As a famous insurance comparator puts it, “you can always count on lesfurets To find a cheap insurance contract. The comparator allows you to obtain personalized quotes according to your situation and your needs by insurance companies.
“In 2021, motorcycle insurance costs on average € 562 / year but this rate can actually vary depending on several criteria, including the profile of the driver and the type of vehicle insured, but also depending of course on the guarantees chosen (insurance all risks will necessarily be more expensive than third-party insurance because it is much more protective), or depending on the place of domicile. Thus, when motorcycle insurance costs on average € 839 / year in Hauts-de-Seine, it costs only € 388 / year on average in Ardèche. This is why it is interesting to use an offer comparator which, with an equivalent profile and guarantees, can save you more than € 190 / year on your motorcycle insurance. ” explains Amélie Jaouen Uzac, auto and motorcycle insurance product manager for lesfurets.
The company motorcycle is practical and economical
The first advantage of the two-wheeler is its ability to squeeze between cars during traffic jams. This allows employees to considerably reduce the duration of business trips to focus on high added value tasks. Beyond the practical side, choosing a two-wheeler to simplify business trips is a particularly economical option.
First of all, the motorcycle is cheaper to buy than a car. This also makes it possible to reduce the entire rental bill on a monthly basis in the event of leasing. VAT can also be deducted according to the professional percentage whereas it can only be recovered up to 35% for a car. On the other hand, the refund will be made in full if the employee decides to use the motorcycle for his private trips such as home-work trips.
The company motorcycle is more ecological
The two-wheeler is also much more ecological than the car. According to ADEME, the average CO2 emissions of motorcycles over 125cm3 and all displacements combined is 112 to 115 g / km. For new cars, this is around 153g of CO2 per km, i.e. 163g for gasoline cars and 150g / km for diesels. Opting for a company motorcycle will therefore exempt you from paying the CO2 tax..
This is a Grenelle de l’Environnement measure intended to encourage the purchase of new low-emission vehicles. For example, the tax rate is raised to 50 euros for 133 grams of CO2 emissions per kilometer. It should be noted that this cost can go up to 700 euros per year for a diesel. This represents a fairly large budget for a company, especially if several employees have a company car at their disposal.
Company car or motorbike, which option to choose?
Using a motorcycle as a company vehicle is an important decision that should not be taken lightly. It is essential to take into account certain parameters such as the average daily or weekly duration of business trips made by employees, the type of two-wheeler and the allocated budget available to the company. Many VSEs and SMEs have already turned to two-wheelers, because managers have noticed that employees use the car less than 8 hours per week. Note, however, that employees must have an A license.
Less expensive to buy and more environmentally friendly than a car, the two-wheeler is the ideal solution to facilitate business trips for employees. However, it is important to choose it well according to the specific needs of the company, but also employees.
(Photo credit: istock).
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