In this article I will explain what theFlight delay insurance and I will point out in particular such as travel insurance allow you to obtain compensation in the event of a flight delay, in which cases these compensations are offered ea how much they amount.
Article index:
Travel insurance and flight delay reimbursement
Heymondo flight delay compensation
Flight delay compensation Viaggi Sicuri and Assivia
Columbus Insurance flight delay compensation
Flight delay compensation Frontier Insurance
Axa Assistance flight delay compensation
Holins flight delay compensation
Travel insurance and flight delay reimbursement
Responsibility of the airline
As we have seen in thearticle dedicated to reimbursement for flight delays in general it is the airline that is responsible to compensate the traveler in the event of delays for which it is itself responsible, for example in the event of a strike by airline staff or an airplane breakdown.
The airline, as we have seen in the previously mentioned article, is also responsible for offer assistance to passengers while waiting for the flight, a refund the ticket price if the delay exceeds 5 hours ea compensate for any direct damages that the delay has caused the traveller.
If he delay does not depend on the airline but from events external to it such as weather conditions, political instability or strikes by airport employees, the airline is instead only required to take passengers to their destination as soon as possible.
Travel insurance flight delay compensation
Although in many cases compensation for the flight delay must be requested from the airline, some travel insurance policies However, their coverage also includes a compensation in case of flight delay.
It is generally not a separate policy but one coverage included in a travel insurance package which also includes travel health insurance and other coverage relating to the risks you may incur during a trip.
Compensation is paid in cases of flight delays foreseen by the policy and within i ceilings foreseen by it. In some cases these are events for which the airline is not responsible while in other cases events for which the latter is responsible are also covered. Coverages and conditions of the compensation provided for the flight delay must be verified in detail by reading the travel insurance policy information sheet that you intend to purchase.
Generally the compensation provided by travel insurance I am quite modest and amount to a few tens of euros for every 8/10 hours of delay with a total maximum of a few hundred euros. They are exceptions Safe Travels e Assiviawhich offer the possibility of obtaining a refund for travel services purchased and not recoverable with maximum of 2,000 euros in case you decide to give up the trip due to a flight delay of more than 24 hours, e Holinswhich in the same circumstances offers a refund of 70% of travel expenses con maximum of 1,000 euros.
You can find more information at all risks relating to flights so the Travel insurance companies offer compensation in the article I wrote about flight insurance.
Let’s therefore see which are the best travel insurances that also include icompensation in case of flight delay.
Heymondo flight delay compensation
The Top and Premium policies from Heymondo provide a compensation for flight delays equal to 50 euros for every 8 hours of delay up to a maximum of 300 euros for the Top policy and 75 euros for every 8 hours of delay up to a maximum of 450 euros for the Premium policy. This compensation is paid upon presentation of a written certification of the delay by the carrier while it is excluding in case the delay is due to strike or provisions of the state authorities.
Flight delay compensation Viaggi Sicuri and Assivia
The Gold policy of Safe Travels and the Elite policy by Assivia provide a compensation in case of flight delay based on the hours of delay (30 euros for the first 8 hours of delay and 20 euros for every 12 hours of further delay) and with maximum of 100 euros. Events for which the airline is not responsible such as adverse weather conditions and airport employee strikes are also covered. They also provide the possibility of cancel the trip for flight delays exceeding 24 hours and request reimbursement of non-recoverable travel expenses with maximum of 2,000 euros and 15% deductible.
Columbus Insurance flight delay compensation
The Medical Assistance, Baggage and Cancellation policy Columbus Insurance provides compensation in the event of a flight delay equal to 20 euros for every 10 hours of delay and with maximum of 200 euros. Compensation is paid for any type of flight delay that does not depend on the insured with the exception of strikes announced in the days before the flight.
Flight delay compensation Frontier Insurance
The Top policy by Frontier Insurance provides a compensation of 100 euros per person for the flight delay exceeding 8 hours if this is the first means of transport departing from Italy included in the trip for which travel insurance has been taken out. This coverage is excluded if the insured knew for at least 2 working days the event causing the delay.
Axa Assistance flight delay compensation
The Total Screen policy of Axa Assistance provides a compensation of 150 euros per i flight delays exceeding 8 hours relating to the outward flight. All delays attributable to the airline, tour operator or force majeure are covered by this policy.
Holins flight delay compensation
The Silver Medical Luggage policy Holins provides a compensation of 20 euros for every 10 hours of delay of flying with maximum of 100 euros. It also in case of flight delayed by at least 24 hours offers the possibility of give up the trip and receive a compensation equal to 70% of travel services purchased and non-refundable with maximum of 1,000 euros.
