Getting extra cash, like a Christmas check, is always good news. This is because many celebrations come together at the end of the year, including Christmas and New Year, among others.
This is why it is common to ask all residents for more money at the end of the year, above all because starting a new year brings with it a desire for renewal, both in the wardrobe, at home and in life.
Thus, the birthday bonus is available to thousands of recipients. The goal of the function is specifically to provide better financial support to Brazilians at the end of another year.
If you still don’t know what it is, continue reading our article below.
Understand the importance of the Christmas allowance for Brazilians
In advance, as already mentioned, the end of another year and the arrival of another year may require a large economic demand from the population. For a better understanding, it is very common that you have to spend money on Christmas shopping, for example, on different foods for dinner and/or gifts.
Plus, who hasn’t heard of the Year Change color tradition? Well, spending New Year’s Eve in colors like yellow, white, red and green can end up buying more pieces, aiming to complete the perfect look.
Therefore, there are some benefits available for workers, taking into account the respective season. Among these is the Thirteenth Salary, which aims to give a further boost to those working in a formal system. However, this is not the only feature available.
After all, what is the source of the allocation?
Without further ado, the Christmas bonus available to Brazilians arrives Exceptional FGTS towing (Service Time Guarantee Fund). Generally, this is an opportunity for workers to pay part of the available amount of the FGTS, with the aim of providing financial assistance to those who want it.
From this point of view, more than 42 million workers have been rewarded since April 2022 exceptional withdrawal of fgt🇧🇷 To do this, citizens only need to have an available balance in active or inactive fund accounts to be able to redeem up to R$ 1,000.
However, for the 12 million people who have yet to withdraw, the amounts are seen as a bonus. the Caixa Economica Federal 🇧🇷ATM), the responsible bank fgtHe said there is still R$8 billion available for withdrawal.
However, anyone who still wants to withdraw this money should hurry as the deadline is December 15th. For those who have amounts available on different FGTS accounts, the recovery system works starting from the expired contracts with the lowest balance and continuing with the others.
See also: Know the requirements for the additional aid of R $ 65.00
How is it removed?
First of all, you need to inform him Exceptional FGTS towing It is not a mandatory procedure. That is, the worker does not recover the values unless he wants to. If it is not in your best interest, do nothing and the money will be returned to the adjusted fund accounts after December 15th.
However, anyone who wants to withdraw up to R$ 1,000 from… fgtJust order through the website www.fgts.gov.br Or an application for Android and iOS mobile devices. Shortly after this process, the resources will be available in digital savings CASH REGISTER🇧🇷 Once the funds are depleted, the worker can transfer via PIX to their account or even use the CAIXA application for virtual purchases or debits using their mobile phone.
How can I check my FGTS?
The vast majority of workers understand its importance fgt🇧🇷 It acts as a sort of guarantee through which the employer deposits 8% of his worker’s salary in a fund account, exclusively authorized to pay for benefits. If a citizen is expelled without just cause, he has the right to withdraw the accumulated valuables.
However, the withdrawal fgt Issued in other specific cases. See the full list below:
- dismissal without just cause;
- termination of a fixed-term contract, closure of the company or force majeure;
- transactions involving the purchase of real estate;
- general disaster situations;
- self-employed workers suspended for a period equal to or greater than 90 days;
- workers over 70;
- workers or dependents with AIDS, cancer or other chronic illnesses;
- stability of the escrow account for three consecutive years without withdrawal of workers’ deposits until 07/13/1990;
- Persons who have been out of work for three consecutive years or more;
- Dependent persons and recognized heirs in the event of the worker’s death;
- Christmas retreat.
Finally, the inquiry into the balance fgt This can be done through the website or app or through the call center on 0800 726 01 01🇧🇷
Download the FGTS app for Android or iOS:
www.caixa.gov.br/atendimento/aplicativos/fgts
Download CAIXA Available for Android or iOS:
www.caixa.gov.br/caixatem
See also: Nubank paycheck loan: find out when the new & # 8220; Roxinho & # 8221;
New possibility up to R$ 4,500 on the account
Needing money and not having it can be one of the worst feelings for a person. With this in mind, Caixa Econômica Federal has launched a new credit line for millions of Brazilians.
Specifically, it is the SIM Digital Microcredit Program for Entrepreneurs, which aims to grant loans of up to R$ 4,500, including negative loans.
In this way the funds can be used by natural and/or legal persons, in the case of MEI (Small Sole Entrepreneur). However, the terms of the scholarship differ slightly. are they:
- for MEI – credit up to 4.5 thousand; interest rate between 1.99% and 3.60%; a maximum period of 24 months to pay off debts;
- for natural persons – credit up to 1.5 thousand; Interest rate between 1.95% and 3.99% and up to 24 months of payment.
- For the negatives: the debt cannot exceed R $ 3,000 as of January 31, 2022.
However, it should be noted that the loan is only available to people willing to take it. Therefore, to be hired, simply access the Loans tab, in the official Caixa Tem app (bityli.com/SVbrUS🇧🇷
Previously, any person operating as a legal entity had to go to a Caixa branch and request to rent a server.
6 quick loan options
financing
Finance (finanzero.com.brIt works to mediate transactions between consumers and financial institutions. In general, it is possible to find different loan options, each aimed at the profile of each client.
All for me
If you are looking for a payday loan, Meutudo (meutudo.com.br) could be the solution. For a better understanding, the application offers credit options that can vary between R $ 300 and R $ 5,000. Furthermore, it is possible to plan installments with a withdrawal from FGTS for a birthday.
tried
causes (provu.com.br) also aims to find the best credit option for each customer profile. Therefore, the fees may vary according to the method chosen, as well as the payment terms.
good credit
forward, platform (bompracredito.com.br) operates as a bank correspondent with the aim of granting credit for a period of 24 months to settle debts. Therefore, the big difference is that funds are available within hours of hiring.
Yes
Yup (emprestimosim.com.br) works by expecting FGTS. Thus, it is possible to contract amounts ranging from R$ 500 to R$ 150,000. Furthermore, SIM is also evaluating the possibility of offering vehicles under warranty.
Bank B.V
Last but not least are Banco BV credit types. BV offers R$5,000 in a simple and convenient way, and you can access the funds within minutes of registering. That is, for bank account holders.
Those who do not yet have an active bank account must wait 48 working days for their release.
