What is a mortgage face? When should I apply? Here is an in-depth study with useful links to upload it.
The mortgage examination allows you to have a list of all public documents (transcripts, registrations, mortgages, damages) relating to a name and transcribed at the RR.II conservatory during the automated period.
If you need information about a property or topic in a short time, you can get a mortgage report online on Visure Italy. The Mortgage Face, in fact, gives you the ability to find out who is registered on a property, building or land, and if there are any charges, mortgages or performances on the part of creditors.
What is the mortgage face and when to apply
Among the services of hypocatastal or hypocatastal visures, the mortgage visure is the one that provides the complete list of acts (transcripts, registrations, annotations) relating to the person or company being researched, in the period starting from the date of automation of the Competent conservatory until the date of updating with the relevant cadastral measurement. The mortgage is made in a single RR.II conservatory and includes a list of a maximum of 30 formalities.
For each notarial act or formality, it is indicated:
- the date of the public act
- the public officer (notary, court, municipal secretary, collection body, etc.)
- the date of transcription or recording
- the particular register (article)
- the general register (box)
- the type of deed (purchase and sale, inheritance, sentence, usucapion, decree, mortgage, foreclosure).
It is necessary that request a mortgage appraisal during preliminary negotiations on the purchase and sale of real estate, whether it is necessary to have notarial deeds relating to real estate or in shares, aimed at recovering credits and identifying the charges or detriments on a building, land or building.
If, on the other hand, you need a document that also contains cadastral data (in addition to mortgage data), for legal purposes for debt collection procedures, legal disputes and executive acts that affect the assets of a subject, you can apply for a legal mortgage.
Also read -> Mortgage visures: what they are and how to apply online
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