What are the characteristics of a car without a license?
The car without a license or cart is a quadricycle whose engine does not exceed 50 cm3 and developing a maximum power of 6 kW. This type of vehicle is equipped with an automatic gearbox with an empty weight (fuel included) of less than 450 kg. Speed is limited to 45 km/h. While most carts have a capacity of 2 people, there are now models for 4 people and utility cars. They are also registered and have their own gray card.
Cars without a license are accessible from the age of 14 to anyone with no driving ban. Knowing that they travel on public roads, it is necessary to master the Highway Code. Assuronline and its car insurance without a license are equally essential. In addition, people born after 1is January 1988 are required to hold the AM permit.
What insurance contract for a car without a license?
The insurance contract for a car without a license is identical to that of a classic car. The formulas are therefore chosen according to your needs, knowing that you can orient yourself towards:
- Third-party insurance or liability insurance. This is the mandatory minimum for any vehicle put into circulation. It covers physical and material damage caused to a third party.
- Third-party plus insurance, which allows you to benefit from additional guarantees in the event of theft, fire, glass breakage, etc.
- All-risk insurance, a complete formula covering most situations.
Note that it is possible to take out additional guarantees, such as the driver’s guarantee. It covers physical damage affecting you following an accident. Insurance companies may also include additional services, including roadside assistance, provision of a replacement vehicle, towing of your golf cart, etc.
How to take out car insurance without a licence?
The procedure for taking out insurance is the same, regardless of the category of the vehicle. In other words, all you have to do is choose the company of your choice, such as assuronline, provide the necessary information and sign the contract. It is also possible to simulate your insurance online and obtain a detailed quote directly. However, be sure to check all the clauses, mainly the warranty exclusions.
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