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What does the interim impact study of the future point system reveal?


The members of the government responsible for the pension reform face Laurent Berger of the CFDT, at the beginning of January, in Matignon. – Jacques Witt / SIPA

Little official data filters on the true level of the pensions once the system of points retirement, wanted by the government, will be set up. The world had access to an “intermediate version” of the impact study carried out by the
government. In its columns, the evening newspaper speaks of “very contrasting consequences depending on the business”.

In this study, around twenty different scenarios are tested. For employees without children, the reform has no consequences, as long as one does not retire before the equilibrium age. For a continuous career at minimum wage, a person born in 1980 and who retires at age 65, the conversion rate (that is to say the percentage of the last salary received as pension) increases sharply in the new system : 70% against 59%, thanks to the new minimum pension.

Work longer

For someone with a full career but this ascending one, the gain remains but is less significant: the conversion rate reaches 62% against 60% in the current system. All of this indicates, however, that it will take a lot of work longer to take advantage of these gains.

For civil servants, the impact study also speaks of gains, especially for those whose progression at the end of their career was weak, notably thanks to the consideration of bonuses… But this includes the fact that those and those will having to retire much later, except for a few exemptions like in the police.

Support is always there

A big downside to all this: here is tested a pivotal age that does not move, around 65 years. However, in the coming decades, if the government text is to be believed, this age could gradually increase to 67 and over for the generations born in the 1990s. A notion which could largely change the situation and which risks ” draw criticism of the credibility of the study, which specifies, however, that certain standard cases still require “verifications”, precise The world.

This study is revealed while a small majority of French people (51%) still express support (29%) or sympathy (22%) for the mobilization against pension reform after more than forty days of strike: according to one Ifop poll published by the Sunday newspaper and carried out Thursday and Friday, that is to say after the withdrawal of the much disputed short-term measure which consisted in introducing a pivotal age from 2022, the opinions favorable to this movement of a historic duration do not weaken.

The survey was carried out by online self-administered questionnaire with a sample of 1,006 French people aged 18 and over whose representativeness was ensured by the quota method. Margin of error between 1.4 and 3.1 points.

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