One of the questions a saver often asks himself is “which are the safest and most solid Italian banks?”. The Bancasicura analysis of Altroconsumo Finanza took care of answering this age-old question.
Want to know which bank is the strongest? Here is the ranking …
The analysis ranks the lenders on the basis of a score from 1 to 5. Thus, a glance is enough to understand the health of the banks.
In order for a bank to be evaluated and considered safe or not, the indicators taken into consideration are the Common equity Tier 1 and the Total capital ratio, of which the European Central Bank calls for a general minimum level of 10% and 7% respectively.
To get 5 stars, the Texas ratio is also taken into consideration. Calculated as the ratio of impaired loans to the sum of assets and loan provisions, a value lower than 1 means it is to be considered positive. If greater than 1 it is a penalizing signal.
Want to know which bank is the strongest? Here is the ranking …
Banca Malatestiana cooperative credit
CRA of Castellana Grotte cooperative credit
Banca Mediolanum spa
Credifriuli cooperative credit
Banca Profilo spa
Credito Valtellinese group
Banca Santa Giulia
Credito Valtellinese spa
Banco di Sardegna
FinecoBank
Bcc of Staranzano and Villesse
Iccrea Banca spa
Bcc San Marzano di San Giuseppe
Mps leasing e factoring
Binck Bank
Unicredit spa
Biver Banca – CR of Biella and Vercelli
Can’t find your bank in the list?
If you do not find your bank within this ranking it does not mean that it is not solid and that it is at risk. In this article I have only published the top of the class, i.e. the safest and most solid banks that sit on the top step of the podium.
If, on the other hand, you have an account with a bank in the list, at the moment you can sleep peacefully and you can evaluate the opportunity to subscribe to the “deposit account” or “repurchase agreement” or to buy the bonds or shares.
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