The world’s largest wellness program has arrived in Argentina to improve your lifestyle and get you to be more active and healthy. With Prudential insurance, you access membership Vitality And you start receiving prizes every week for meeting physical and mental wellness goals. You can easily join the world community through the Klimber platform.
Health insurance is a product as new as it is little known in the Argentine market and, being a first, we announced its launch together with Vitality.
Vitality It is a mobile application that connects to a device that receives information about your physical activity, measures your performance and the level of exercise you are achieving through your steps, activity and detected movement time, among other variables.
In addition, Vitality has a presence in more than 20 countries and currently has more than 17 million members. This wellness ecosystem is the first to exist in Argentina.
The Vitality platform solution is one of the exclusive options available to life or health policyholders of Prudential Seguros (a local subsidiary of Prudential Financial, a leading life insurance company with more than 140 years of experience). Vitality has the most advanced technology, connects with any device measuring your physical activity and evaluating your performance. And in addition to being able to measure your performance and your activity, Vitality allows you to add points that you can exchange for prizes quickly and easily.
Prizes can be obtained every week: large cafes, urban travel vouchers, and 2D movie tickets; also on a monthly or annual basis, as a 100% refund on the Garmin smartwatch fee or the insurance contracted fee.
We believe that maintaining a healthy physical state is a key factor for living in a wellness environment, however, it is not the only one. Obtaining financial support in the event that an unexpected event should happen is essential to ensure total well-being by mitigating possible risks. In other words, if you add well-being and can foresee your future and that of your family, even in the most extreme situations you can feel calm.
Is health insurance the same as prepaid?
In an investigation by Klimber, it was identified that much of the Argentine population does not know what health insurance is, constantly associating it with a prepaid medicine. But there are great differences between the two. Health insurance and prepaid have different goals. While the prepaid is in charge of covering all or part of consultations, medical expenses, hospitalizations and assistance, health insurance is a financial support that can be used in the event of some type of illness: In cases of diagnoses of cancer or heart attack, there are coverage of $ 2,500,000 that allows you to assume medical expenses and cover income that is lost when you are in a vulnerable health condition that prevents you from carrying out activities normally.
The fact that both products belong to the heading of health does not mean that they fulfill the same function. In the case of health insurance, it refers to the sum of money previously chosen by the insured, which he will receive in case of being diagnosed with any of them. This benefit is received in life according to the product you have chosen during the contracting process.
If I have a prepaid or social work, should I take out health insurance?
Yes, in fact, they are complementary proposals. With health insurance we help us live longer, better and with economic protection, so that we can add peace of mind in case of disease diagnosis.
On the web platform, the user will find the details of each of the life or health insurance packages, the latter has the following coverage: heart attack, cancer, hospitalizations, surgical interventions, paralysis of the extremities, prostheses, daily income for hospitalization, long-term care at home and life insurance.
The advantages of Vitality
According to the World Health Organization, physical inactivity is one of the four risk factors -along with the unbalanced diet, the consumption of tobacco and the excess of alcoholic beverages- that lead to four chronic diseases – cardiovascular, respiratory, cancer and diabetes-, causing 67.76% of deaths in Argentina.
We are convinced that with the massive use of Vitality these numbers can be reduced and the quality of life of all can be improved, while at the same time ensuring a more peaceful future for Argentine families.