There are several techniques with which scammers are able to empty your current account in a few simple steps. One of these is Vishing.
Vishing is a scam that consists in hooking up a victim by telephone, through a toll-free number associated with a credit institution, making him believe, from fake operator of the bank, to have found some anomaly and in order to fix the situation must necessarily communicate the access codes to the current account.
The account holder, by communicating his codes, gives free access to the scammer.
Vishing uses another technique, namely, the “spoofing”, Which allows you to simulate a telephone number so that you can pass yourself off as other people or physical entities, such as the bank.
The victim, seeing the toll-free number of the bank, is very easy to fall into the trap by giving the scammer all the necessary data to access his current account.
Attention, customer service numbers, unless prompted by you, NEVER call.
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In addition to vishing there is smishing and spoofing
Other 2 scam techniques, used to empty the current account, are: lo smishing and it spoofing.
The spoofing it is a technique that consists in using the real toll-free number of the Bank or the number of one’s branch, through the use of specific software and some Gsmi codes; thieves will pretend to be bank employees and once they have a username and pin they will have free access to your account.
The smishing, instead, it is a scam technique which consists in sending a sms with written: “Dear customer, your card has been blocked due to lack of web security psd2 anti-fraud. Check and reactivate now ”.
The user is sent a link that gives access to a web page where the scam is carried out. Usually these suspicious links arrive via e-mail (when they do not end up in spam), in this case the scam is even more credible because it is carried out via text message.
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