Viral! High salary but refused to withdraw debt due to bad “BI control”

Jakarta –

It’s crazy on social media (social media) for employees who have high salaries but are turned down when they ask for credit from the bank. This is why BI control employees are called bad.

From uploading to the @hrdbacot Twitter account, to follower which mentions that there are well paid employees but their credit applications are rejected by the bank. Follower he also admitted that he was concerned that his mortgage application would be rejected by the bank because his salary wasn’t too high.

He questioned how the computation is related to BI Checking. Netizens responded to various explanations regarding SLIK to explain what could affect credit approval.

“I’m a real estate mortgage seller, do you want? sharing a bit cmiiw, so the reason the mortgage was turned down wasn’t just the salary, right? nder, COL carpet. TO BE check you are the most influential. So if you really have past arrears, credit card or whatever, it’s best to repay it and ask for a refund letter, “@ wig ** wrote.

So the @ adh ** account wrote “Currently, control support is not only coming from BI control but there are also others like Pefindo and so on, consumer behaviors like using paylater, P2P and so on are being avoided or minimized as much as possible, because this is registered in BI check,” he wrote.

What is BI control?

BI control is a term commonly used by employees in the financial sector, from banks to financial institutions. It was once called Debtor Information System (SID) and was under Bank Indonesia (BI) and is now a Financial Information Service System (SLIK) under the Financial Services Authority (OJK).

Mentioned from the official OJK website, SLIK is an information system managed by OJK to support the implementation of supervisory obligations and information services in the financial sector.

SLIK can be used to speed up the process of providing funds, implementing credit or financing risk management, debtor quality assessment, human resource management for SLIK Reporter, verifying cooperation between SLIK Reporter and third parties, and improving discipline of the financial sector.

The debtor can request information about the debtor on behalf of the interested debtor from OJK or the SLIK reporting person who provides funds provision services to the interested debtor.

People who want to know their credit score can ask the OJK office. It can be face to face or come to the OJK office or via the website.

(kil / arabic)