The signing of mortgages on homes in the Valencian Community decreased by 30.68% in December compared to the same month of the previous year (compared to a decrease of 17.03% at the national level) worse are interannual evolution, up to a total of 2,526 operations, according to data published by the National Institute of Statistics (INE). If compared to the previous month, signed mortgages fell in the Valencian Community, with a drop of 30.41%.
In the Valencian Community, 274.28 million of euros for the constitution of mortgages about households in December, 29.7% less borrowed capital than a year ago. Compared to the previous month, the borrowed capital to establish mortgages low and 32,78%.
Taking into account the total number of farms, a total of 3,452 mortgages in the regionwith a disbursement of capital of 397.11 million of euros. Of them, 46 were on rural properties and 3,406 on urban properties. Of the 3,406 mortgages established on urban properties in December in the Valencian Community, 2,526 were on homes; 57 in plots and 823 in other types.
The number of operations that changed the entity (subrogations to the creditor) was 152 and in 70 mortgages the owner of the mortgaged asset changed (subrogations to the debtor). Of the 851 mortgages with changes in their conditions, 629 were due to novation. On the other hand, 4,806 loans on properties in the Valencian Community were cancelled. Of them, 3,424 corresponded to homes, 147 to rural properties, 1,171 to urban properties and 64 to plots of land.
Data by CCAA
By autonomous communities, the number of mortgages subscribed fell in all las communities autonomous regard al previous year except in Madrid where the mortgage signing grew by 19.6%% and in Castile and León with 1.22% more. In the rest, the biggest falls they wrote them down Murcia (-39.72%) followed by The Rioja (-34,50%) y Aragon (-33,41%).
As for the imported borrowed, the figure fell in all las communities autonomous except in Castile and León with an increase in the amount borrowed of 9.38% and Asturias with 4.01% more. As for the rest, Murcia (-42,12%), The Rioja (-37,57%) y Balearics (-33,39%) head los descents.
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2024-02-24 23:03:32
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