Unlocking the Hidden Meanings of Your Credit Card Numbers

Tu credit card may have a hidden messageIf you have these numbers, it may mean something you didn’t expect. Payment by card is becoming more and more common, it is a system that avoids us having to carry cash and ensures that we always have money on hand. Whether credit or debit, our card has a code that will help us better understand how it works. It is an element that starts with these numbers and has a specific meaning to make it unique and mark a secure payment route.

If it starts with these numbers, this is what your card means

Credit card numbers They are embossed, before it had a meaning to mark them on a piece of paper that the bank kept. Today most no longer retain this relief, only debit cards. The numbers of the cards have a meaning that you should know, in order they are the following:

• The first card number is used to know who has been the issuer of the card: a 1 for airlines, a 2 for an aviation company, a 3 for American Express or Diners Club, a 4 for VISA, a 5 for MasterCard, a 6 for Discover, a 7 for oil companies, 8 for companies in the field of telecommunications or health and 9 for the Government.
• Next, five digits appear They are the ones that let you know which specific bank or entity has issued the card. These numbers, together with the previous one, together constitute what is known as BIN or Bank Identification Number. They are common, that is, everyone who has a specific bank card can see how they are repeated, just like the first number.
• The most personal numbers arrive, nine digits are those corresponding to the client’s individual account. In this case they cannot be the same as those of any person, they will be exclusive to that card. In the same way that it is the person who has a specific checking account.
• Finally, it appears the last digit is the so-called check digit, a number that is calculated by applying the Luhn algorithm and using the checksum method. It is a very effective security system to avoid any added problem, it ensures the payments that are made with this system.