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Understanding the Process and Requirements for Terminating Your Car Insurance Contract

Like almost all insurance contracts for individuals, these are annual contracts with automatic renewal. However, you can request, each year, the termination of the car insurance, subject to compliance with a two-month notice.

The main expiry date of the contract can be:

To terminate your assurance autoyou must send a cancellation request to your insurer by registered mail with acknowledgment of receipt before the annual due date.

As with other contracts, the law allows the termination of the auto insurance contract in certain specific situations outside the main expiry date.

Changes in situation allowing the insured to terminate his insurance beyond the annual expiry date are provided for in article L.113-16 of the Insurance Code. This concerns:

Note that the termination of your car insurance contract is also possible:

In accordance with the provisions of Article L.113-16 of the Insurance Code, in these cases, the insurer must reimburse the insured for the portion of the insurance premium or contribution calculated pro rata temporis over the period during which the risk did not run.

The above reasons and changes in situation allow you to request the termination of your contract:

In the other two cases, you must request the termination of your vehicle insurance within one month of the event invoked.

For your termination request, you must send a letter and a letter of termination (…)

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2023-07-09 15:58:46
#Cancellation #car #insurance #proceed

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