In insurance, the waiting period designates a period during which the insured, your cat in this case, is not covered by the insurer. The purpose of the waiting period is to dissuade policyholders from taking out a contract only when they need costly treatment or medical intervention for their cat.
If you wish to take out health insurance with immediate effect, you will have to compare and sort among the offers offered by the different insurance companies. Rest assured, the contract you are looking for exists.
Why take out health insurance for your cat?
If you have taken out health insurance for yourself, which will supplement the reimbursements from the Health Insurance, you must also think of your cat. He will need to receive health care throughout his life and the bill can be high. Many cat owners underestimate veterinary costs while a visit to a general practitioner costs on average €40 and to a specialist up to €150.
Your cat can also be bitten by an excited dog and you will need to take him to the vet and then give him some tests and possibly surgery, not to mention the medications he will need to take to avoid any risk of infection. infection. The bill can reach 1000 €.
Your cat will inevitably age and its health will become fragile. You will have to accompany him more frequently than at the beginning for a medical examination. The insurance has the immense advantage of participating in part or totally in the health costs related to your cat. Before taking out mutual insurance for animals, take the time to make several quotes.
What is the best insurance for a cat?
To benefit from compensation for your cat’s health costs, especially in the event of an accident or illness, insuring your cat is essential. But how do you know which is the best insurance? How to choose the right guarantee in the face of the many existing cat insurance policies? Online comparators exist to know the best insurance for cats.
Do not hesitate to use these tools, which can save you time and help you target the insurance that will best meet your cat’s needs. Consumer reviews of pet insurance are also good sources of information. You are not alone in asking yourself these questions!
Service >> I compare health insurance for my pet
Is there cat insurance with immediate effect?
Waiting periods may vary from one insurance company to another. It is possible to avoid them by opting for a contract with immediate effect, but the annual premium without a waiting period risks being higher than that with a waiting period.
If your cat is young, some companies may offer you insurance without a waiting period at no additional cost. Chances are that during the first few years, your cat will not need much care. It is then, once the years have accumulated, that his health will deteriorate and that visits to the vet and care will be more frequent. Of course, this does not take into account the accidents of life that can affect your cat and cause unforeseen health care. And it is precisely for all these reasons that animal health insurance is essential.
If your cat is old or sick, finding insurance without a waiting period is not impossible, but you will have to pay an additional cost, not to mention specific conditions that may apply.
To find the cat insurance with immediate effect that best meets your expectations, rely on the recommendations of an online comparator.
2023-07-15 10:09:35
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