Understanding the Benefits of a Variable Mortgage

What is a Variable Mortgage?

The variable mortgage gives you the greatest possible flexibility thanks to its unlimited term. Your interest rate depends on the current market conditions and is continually adjusted. When interest rates fall, you benefit; when interest rates rise, the interest rate on your mortgage also increases.

If you have securities worth at least CHF 50,000 in your securities account with us, you will benefit from an additional interest discount of 0.1% per year.

We would be happy to inform you about your individual options. Arrange a non-binding appointment for a personal consultation.

Your advantages

• When interest rates fall, your mortgage interest rate also falls.
• If interest rates rise, you can switch to a different mortgage model at any time.
• Through the indirect Amortisationsave taxes.
• You can combine the variable mortgage with other mortgage models.