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Understanding Insurance Compensation and Reimbursement Process for Motor Vehicles

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By law, you cannot drive a vehicle without the famous insurance: also called RC Auto, it serves to cover the car – and its owner – from any financial consequences that could arise from accidents.

Within the known ceilings, that is, the maximum economic limits within which the RC Auto offers coveragethe citizen who takes out a policy is covered by the ‘coverage’, so to speak, of the expenses relating to a accident.

Over the years, various debates have arisen in relation to weight that the policy Of insurance pours into the often faltering budgets of families, especially in times of economic crisis like the current ones.

However, despite everything, among the many forms of taxation to which citizens are subjected, car insurance is a form of warranty, Of protection, and the insurance company itself is equally bound by the customer.

Yet, many too many, they think they can devise of the tricks and ploy for escape from obligation, dutiful and necessary, of the payment of RC Autor: if it happens, the compagnie what can they do? A simple act.

Company compensation: what is it?

He’s called revenge from the company: and measure that when snap, it risks really ‘hurting’ those who are guilty of an irregularity. But let’s take a good look at the principles of this revenge. Citizens often provide false data to their company to avoid paying. If the declarations are found to be incorrect, what does the agency do?

The right of compensation is triggered: it represents the right of the insurance company to request and obtain reimbursement from the customer for the amount produced for damages caused to third parties by its insured. The compensation can only be requested if it is within the options of the contract signed by the two parties.

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Insurance reimbursement, methods and process

Often there are some limitations from the revenge which grant the insurance company the ability to intervene in the reimbursement only after one certain quota, under which, in fact, the insured intervenes directly. In case of data communication fake, the company can ask for a compensation whatever it is proportionate, that is, the company covers damages that fall between those provided for in the contract and the the rest is up to the insured.

In any case, the companies, upon signing one policy with a insured, precisely, they indicate with clarity this kind of options, and at the same time they put in guardia il citizen with respect to the consequences deriving from the provision of fallacious or inaccurate information, so as to provide the customer the whole picture.

2023-11-11 19:00:04
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