(openPR) Many believe that with negative credit bureau only a loan WITHOUT credit bureau is possible. About 90% of the time this is wrong! More information at: Schufa secret that no Deutsche Bank betrays!
Loan seekers should therefore always clarify whether a Credit despite Schufa (= credit despite negative credit bureau entries) is possible! Because at the Credit DESPITE Schufa Upon request, the intermediary is authorized to obtain a Schufa information. In the case of a loan WITHOUT Schufa, the credit intermediary is expressly not authorized to obtain Schufa information.
The search for one Credit despite negative credit bureau makes sense because not every bank considers a negative Schufa entry to be serious and leads to a rejection of the loan application. In the case of minor Schufa characteristics (e.g. forgotten invoice), a normal loan may still be possible!
Conclusion: Always ask for a normal loan first, even if there is a suspicion of negative Credit bureau or negative Credit bureau characteristics.
If it turns out that due to major Schufa violations, no Credit despite Schufai.e. no normal loan is possible, then the loan without Credit Bureau is the right solution.
Credit despite credit bureau provider: bank-independent credit research!
The KMU-CREDIT The team researches existing and new offers on a monthly basis Loans despite credit bureau on the Internet. In particular, it is checked whether the criteria of the Stiftung Warentest for loans are met. Customer feedback on borrower satisfaction is also included in the rating. The results of the credit research are published monthly in a Credit despite Schufa ranking published. Loan seekers thus receive up-to-date and reliable information about the interest rates and customer friendliness of the online loan providers.
Credit despite Schufa ranking:
2023-07-22 04:42:10
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