Trailer insurance

Here’s how to find the right trailer insurance

Many car insurers also offer trailer liability insurance quotes. Partial and comprehensive insurance are often part of the package, but are usually only offered together with motor vehicle insurance. Car and trailer insurance through the same provider usually results in a lower rate.

Depending on your personal situation, you should first consider which provider is suitable for liability insurance and to what extent partial or full coverage is necessary for you. A comprehensive insurance comparison definitely recommended. You should also pay attention to user reviews.

With some providers, the partially comprehensive insurance can be extended to include additional services after individual negotiation.

Estimated cost

The size of the price depends largely on the following criteria:

• Type of trailer (car, truck, horse trailer, etc.)
• Purchase value
• Total allowable size
• Type of use (commercial or private)
• Employment relationship of the insured person (public service: yes/no) for risk-appropriate classification
• Coverage of insurance
• The deductible amount

However, the cost of trailer insurance is much lower than that of other motor vehicles. Liability insurance costs around 12 to 50 euros per year. Partial insurance is available from around 75 euros and comprehensive insurance from 100 euros.

Special suppliers for special groups

Standard vehicle insurance companies usually do not offer insurance for certain types of trailers. As an owner trailers for transporting livestock or sports equipment In this case, you should contact the appropriate specialist insurers.

As a rule, the price range for trailer insurance is much lower than the premium for motor vehicle insurance. Simple liability protection for a 500 kg open trailer with an insured amount of 100 million euros is available for less than 15 euros per year.

Depending on the deductible, partial or full insurance it can be less than or more than 100 euros. If you have a high deductible, you as a policyholder can achieve high discounts.