• Best corporate cash investment n°1: the SCPI
The SCPIs or Civil Real Estate Investment Companies take first place in this ranking of best investments to invest the money of his company. SCPIs are not, in fact, reserved for individual investors. It is quite possible to invest in an SCPI with a company.
The principle: an SCPI will own a large property portfolio that it will manage and pay the rents to its investors directly into their current account.
A simple formula that is attracting more and more people, as evidenced by Grégorie Moulinier, founder of La Centrale des SCPI (www.centraledesscpi.com), the leading online SCPI investment platform: “With SCPIs, it is possible to invest a company’s money in real estate in a simple way and without having to provide management. We have noted a considerable increase in calls from business leaders or SCI managers at 01.44 .56.00.23. And for good reason! The profitability of SCPIs can exceed 6% net!”
if normally the yields of company investments are subject to corporation tax, there are means of optimization with European SCPIs.
With controlled risk-taking and an attractive return, SCPIs are not reserved for individual investors and make an excellent investment for company cash.
: for €50,000 invested in SCPI at 6%, the SCI can expect to collect a net rent of €250 per month paid directly into the current account of the SCI.
• Best business cash investment no. 2: the company securities account
The company securities account makes it possible to invest in the stock market with a company. Of course, it is advisable to choose fully controlled management of your securities account at the risk of having to ensure time-consuming management of securities, incompatible with the activity of a business manager.
While the returns can be attractive, keep in mind that the risk is quite high. This investment is therefore to be reserved for the very long term and for business leaders who are fond of the financial markets.
• Best business cash investment n°3: the company term account
The company term account or term deposit is not in itself an extraordinary investment, but it is to companies what passbooks are to individuals. The expected rates of return generally oscillate between 2 and 3%.
It is advisable to invest in it if you anticipate a need for funds in the near future. Otherwise, it is better to invest in other cash investments such as SCPIs for example.
