11/13/2020, 4:00 p.m.
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You need your car What you don’t need, on the other hand, is a car insurer that costs a lot and provides poor services. Here you can find out why you should switch to DA Direkt.
Change spontaneously – is that even possible?
If you want to change your car insurance before the end of this year, you must of course adhere to the contractual regulations. Unless an exception has been made, however, it is universally dated to the end of each calendar year – i.e. December 31st. If this applies to you, you can easily cancel and change your car insurance on January 1st of the new year and enjoy the advantages of a new and affordable insurance. It is only important that you observe the general notice period. It is usually one month and therefore the cancellation must be received by your insurer no later than November 30th.
When does the special right of termination apply?
There are cases that allow you to terminate your contract before the end of the contract period. This special right of termination is available to you, for example, if there is a premium increase, you change your vehicle or the owner of the vehicle changes. But why does the premium increase at all if you have a fixed tariff? The basis of changes in premiums are the individual costs and reimbursements that were claimed by the insured person. If the costs are higher than expected, the insurance company can increase your premium. At the same time, however, you will be granted the right to terminate your contract on the basis of the special right of termination. In addition, your insurance company is allowed to change the scope of the no-claims class if this does not significantly increase the insurance premium.
Low prices with excellent protection. (Photo: Shutterstock / Andrey Popov)
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Multiple award-winning vehicle protection
The DA German General Insurance (DA Direkt for short) is a leading online direct insurer and part of the Zurich Insurance Group. At DA Direkt you can benefit from the insurance know-how of the international group of companies, smart online insurance services and affordable prices.
The DA Direkt was not only named the test winner in the motor vehicle insurance sector by the Stiftung Warentest Finanztest, but also named the best car insurance for the fifth time in a row. Not least because it has a price advantage of up to 57 percent compared to other insurance companies. You wonder how that can be? As a direct insurer, DA Direkt works without a sales force. Your processes are simple and inexpensive – this is also reflected in the prices. The benefits from the development of claims are passed on fairly to customers – completely transparently. That is why DA Direkt is one of the cheapest car insurances compared to the market average – with excellent insurance coverage. In addition to your car, you can of course also insure your motorcycle, scooter, trailer or mobile home and are therefore optimally covered and fully protected. What more do you want?
Optimally secured – with DA Direkt’s additional dental insurance. (Photo: Shutterstock / pikselstock)
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Price-performance winner – also when it comes to mouthguards
Your teeth are pressing again, you urgently need a new crown or bridge, but are you pushing the trip to the dentist for fear of the high bill? Those days are long gone! DA Direkt also has great offers for your dental insurance. And: Here, too, DA Direkt has become the test winner again! Depending on your needs, you can choose between the Comfort, Premium and Premium Plus tariffs and benefit from great advantages. For example, children are insured with their parents against accidental tooth injuries free of charge. Orthodontic services are also covered in full in the premium tariffs and 100 percent service is guaranteed in the event of an accident. Dental prophylaxis is even included in all tariffs between 150 and 200 euros per insurance year. So you can make regular provisions and get your money back. Your teeth will be grateful to you!
Get these and other advantages now
Customer service is a top priority at DA Direkt. (Photo: Shutterstock / Bojan Milinkov)
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Claim? No problem!
“If you are insured with a direct insurer, then nobody will help you!” The DA wants to remedy this prejudice directly. Because the DA Direkt offers its customers the best from two worlds: digital and personal. Convenient digital services and personal support are very important here and are therefore available to you around the clock. Even at night and on weekends. You can also view your contracts and payments at any time and edit your personal data via the online portal. In addition to the telephone and mail service, there is also a chat, where an employee can answer all your questions quickly and competently. As an online insurer, DA Direkt attaches great importance to offering free, personal advice in addition to an extensive online service if required. If you have any questions about your insurance or specific offers, you will have a personal contact who will address your individual situation. Thus, the DA Direkt is in no way inferior to the insurance office around the corner in terms of support.
Curious? Then convince yourself and find the right car or dental supplement tariff at DA Direkt and get more value for your money.
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