Banknotes are virtually closing credit loans while financial authorities have started managing household loans that have increased rapidly.
Kakao Bank announced on the 17th that it will suspend new loans from negative bankbooks until the 31st. Kakao Bank’s negative bankbook loan is a loan product for high-credit workers.
–
An official at Kakao Bank explained, “We have decided to stop new negative bank loans by the end of the year in order to control the rate of loans.”
New negative bank loans will be discontinued, but existing negative bankbook users can make additional transactions such as extensions. Case-by-case credit loans, emergency money loans, interstitial/intermediate interest rate loans, and cheonsei deposit loans are also normally available.
Commercial banks have also stopped lending. Shinhan Bank will not accept non-face-to-face applications for employee credit loans, including’convenient employee credit loans’ from the 15th until the end of the year. In addition, the credit limit for professional professionals such as doctors and lawyers was lowered from 200 million won to 100 million won.
Kookmin Bank said it would virtually stop all household credit loans worth over 100 million won by the end of the year. ‘Other bank mortgage loans’, which convert other banks’ mortgage loans into Kookmin Bank products, also stopped until the end of the year.
Woori Bank has stopped selling the’We WON Office Worker Loan’, a non-face-to-face loan product for workplaces, and Hana Bank has also significantly reduced the credit limit for professional credit from 150 million won to 50 million won.
Reporter Yoon Jin-woo [email protected]
–
Ⓒ Hankyung.com prohibits unauthorized reproduction and redistribution
–