If you want high-quality glasses, you have to pay for them yourself for the most part as a legally insured person. Many private health insurers also offer additional payments for visual aids in their additional outpatient tariffs. However, the amount of the benefit varies greatly from tariff to tariff, as a current analysis by the rating company Morgen & Morgen has shown.
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The analysts subjected 99 additional outpatient tariffs to a test. The team was won over by 17 tariffs from 12 companies – over a period of five years and across five different insurance scenarios, they achieved the highest performance in a market comparison.
In the insured scenarios, among other things, sum limits, age and diopter changes as well as different submission cycles and invoice amounts were taken into account.
“All 17 test winners pay an average of at least 635 euros for a visual aid over a period of five years across the various insurance scenarios,” says Thorsten Bohrmann. “Some insurers are well above this average in individual scenarios,” the senior insurance analyst at Morgen & Morgen added.
The table shows which tariffs from which insurers are among the test winners.
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