The lower premiums are sometimes accompanied by significant restrictions: limitation of the choice of doctor, payment at the pharmacy, access to a licensed specialist, etc. In collaboration with the Fédération romande des consommateurs (FRC), the On en parle program and RTSinfo invite you to explore in detail the conditions of the proposed health insurance models. Compare rewards and constraints with our calculator.
In 2023, premiums will experience a very substantial increase. Health insurance will weigh even more on household budgets. The temptation to look for the best price is inevitable, but behind certain models there are important restrictions: pre-selected doctors, the obligation to call a center before consulting, pharmacies excluded from reimbursements…
The Fédération romande des consommateurs has gone through all these conditions to allow you to make your choice with knowledge of the facts.
Note: premiums are generally reduced by a redistribution of 5 francs 10. In some cases, it can be higher, up to 27 francs 10. These reductions have been integrated directly into the premium calculation.
>> For each model it is possible to consult theset of conditions compiled by the FRC here.
Calculator developed by Cyrille Gay-Crosier and Tybalt Félix
