If you have decided to open a BancoPosta account and use your Postepay debit card to make withdrawals, pay attention to how much you withdraw and where you do it
Have a Postepay connected al I count BancoPosta allows you to take advantage of a series of services also as regards payments, Online shopping and withdrawals, but you may find yourself paying too 10 euro of tariff if you withdraw this amount in this way.
When you open a current account with Poste Italiane and then become a BancoPosta account holder, your Postepay debit card complete with PIN is immediately delivered to you with which you can make payments through i POS e withdraw at post office or bank ATMs.
This kind of operations usually are free if, however, you limit yourself to withdrawing from Postamat ATM or if you do so by entering a post office. If you withdraw from bank ATMs, and they may be in Italy or abroad, it will come instead charged a commission. A commission that can even reach 10 euros. So let’s see what you don’t have to do in order not to have this nasty surprise on your statement.
BancoPosta, where the withdrawal becomes a blow
Just like with any other bank account, when you open your BancoPosta account, you will also receive a debit card Postepay equipped with a PIN that also in the case of renewal when the card expires, it will follow you faithfully. As reported on the official website that Poste Italiane dedicates to the Postepay card, the characteristics of the BancoPosta account card are almost identical to those of any other card linked to a current account. There are for example gods limits Of withdrawal and the limits of payment and some commissions on this type of operations.
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In general, as we mentioned earlier, withdraw at Postamat ATMs or by entering the post office it does not generate commissions while, on the other hand, if you find yourself withdrawing euros from a Bank ATM in Italy or abroad a commission equal to 1,75 euro.
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And the allowed withdrawal is not infinite: you can in fact withdraw to the maximum 600 euro per day or 2500 euros in a month. And to these figures the commission is applied to you, if you do not carry out the operation on the Postamat circuit. But if by necessity, in addition to finding yourself in the conditions of having to make this type of withdrawal, you are not in a position to be able to do it in euro, therefore abroad in a non-European countrythe commission that will be applied to you at the time of the operation will be equal to € 2.58 plus 1.30% of the amount you are withdrawing.
So in total 10 euro commission to take the correspondent of 600 euros. The same commission from 1,30% of the amount is also charged in case of payments made not in euros both at POS of merchants who are abroad both if you make online purchases and not paid in euros.
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