Soon there could be a prospect of an ATM withdrawal in stores. Let’s see if and when this could actually happen
The indiscretion has been circulating for some time now, but there is no official confirmation at the moment. However, it seems that Cash machine spa which deals precisely with the ATM payment circuit Stia pondering one new cash withdrawal strategy.
Basically the idea is to allow the account holders to take money directly from the physical stores. The latter like the banks they would receive one in exchange commission in exchange for granting the withdrawal from its own spaces.
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ATM withdrawals in shops: truth or mere utopia?
A radical change that could be possible given that the banks they do not earn in terms of commissions for over-the-counter withdrawals. Indeed if a customer opts for one bank different (because maybe at that moment it is closer), somehow it loses us.
Also for this, as well as for the fight against cash and the transition to electronic services, different branches have been eliminated and this could suggest that the hypothesis of the shops is not so fanciful. The banks in fact they might be interested in granting this possibility.
L’Antitrust he had already given his consent last December, freeing up commissions on ATM withdrawals. The passage in the case would mark a historical passage and could lead to the definitive disappearance of ATMs and toopportunity to withdraw cash by going to any shop that decides to join the ATM circuit.
How will the withdrawal technically take place? Simple, through the Pos, so that everything is safe and tracked. A convenience of no small importance, which would avoid wasting time looking for one bank or post office, which are sometimes not that close.
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In UK the initiative is already taking shape and theItaly it could be next. This solution would satisfy everyone, including the banks that they could earn on management and maintenance costs. Of course also i physical stores they would have their earnings, through a portion of the commissions.
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