The Vital Importance of Wearing a Seat Belt – Saving Lives and Reducing Insurance Costs

Seat belt: the difference between life and death. It is surprising how many motorists in Florida drive without wearing seat belts despite the fact that modern cars have an audible warning that warns when we commit such negligence.
Florida law states that the use of a seat belt is mandatory for all occupants of the vehicle. Many passengers, especially those sitting behind, do not use it, which can increase the risk of serious injury in the event of a traffic accident.
According to data from the Florida Department of Transportation, in 2020 there were more than 21,000 traffic accidents in which the occupants of the vehicle were not wearing seat belts. Of these accidents, 1,334 resulted in death or serious injury. Data shows that vehicle occupants who are not wearing seat belts are four times more likely to be seriously injured or killed in a traffic accident.
Basic seat belt use is to prevent head, neck and torso injuries by holding the vehicle occupant in place in the event of an impact. It can also prevent the occupant from being ejected from the vehicle in the event of a serious accident.
On the other hand, drivers and passengers who are not wearing seat belts are more likely to suffer more serious injuries in the event of an accident, which can result in higher insurance claims. As a result, insurers could increase premiums for motorists who have been involved in accidents and are not wearing seatbelts as higher-risk drivers.
In conclusion, wearing a seat belt is not optional, it is a simple but effective safety measure that can save lives and reduce auto insurance costs.
If you are looking for cheap car insurance, call Univista Insurance. Seat belt: the difference between life and death.

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