It was not a bolt from the blue: that Poste Italiane would turn off the taps on the assignment of credits had been in the air for a while. The confirmation then arrived on November 7 when, Poste, one of the few banks that were still operating in the business, announced on its dedicated page that for the moment it will not accept new applications: “The service for the purchase of tax credits pursuant to DL 19 May 2020 n.34, converted with amendments into law 17 July 2020 n.77 and subsequent amendments, suspended for the opening of new cases “, reads the notewhich then goes on to clarify that “it is still possible to follow the progress of the practices in progress and upload the documentation for those to be completed”.
The 5 sentences of the Court of Cassation
The announcement by Poste comes after the recent 5 sentences of the Court of Cassation which highlighted a new lacuna in the mechanism for the transfer of building credits, confirming the possibility for the Financial Administration to carry out the seizure of credits in the event that a procedure is initiated for suspected fraud in the transfer. One of the 5 sentences concerned an appeal by the Post Office.
Waiting for the decisions of the Meloni government
The stop decided by Poste Italiane, and which concerns the transfer of credit for each building bonus and not just the Superbonus, could only be temporary. Pending realignment of the platform to the new regulatory changes that have occurred to the credit transfer mechanism (this is the Legislative Decree of 17 May 2022, converted with amendments by the Law of 15 July 2022; the Tax Simplification Decree of 21 June 2022, converted with amendments by Law of 4 August 2022; and of the Aid Decree bis of 9 August 2022, converted with amendments by the Law of 21 September 2022). But above all waiting to know the new legislative interventions on the Superbonus that the Meloni government will decide.
No stop for Banca Intesa
False alarm instead regarding Banca Intesa. In the morning of November 8, the news had circulated that the institute was following the path of the Italian Post Office and was beginning to refuse new requests for the assignment of credit. Intesa al Corriere explained that instead, precisely to restart the credit transfer market “it is involving companies to expand its fiscal capacity” and has “already signed two agreements with Autotorino for a tax value of 200 million euros and with Sideralba for 175 million. Other agreements are being signed “.
