The super eco-bonus and other reliefs for the home: cash, mortgage or credit transfer? The three roads compared

The rules of the game: house bonuses and credit transfer

Home bonuses After the two largest banking groups led the way in the sale of credit, other institutions presented their proposals. Carige offers the taxpayer a slightly higher remuneration than its competitors, since it recognizes 102.5% in the case of super eco-bonus and 81.12% of the credit in other cases.
But it really pays off the road to the assignment of the tax credit? Yes, with some reservations, at least if you have the cash to advance the payment to the company.
The matter obviously changes if you don’t have the money to pay. In this case, in fact, the only possible alternative to the sale is that the company accepts the credit by offending one discount on the invoice in a very high percentage if not 100% of the amount due. However, when the discount is less than 100%, the amount remaining to be paid by the customer is still taxable.

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