The private health insurance sector in Spain is experiencing a record moment, with 10.3 million insured in 2022 and an annual growth rate of 3.95% in the period 2017-2022, according to the Private Health report, contributing value 2023, from the Institute for the Development and Integration of Health. Added to these figures are the 1.73 million mutual insurance policyholders, which brings the total number of health policies to a total of more than 12 million Spaniards. In 2022, private insurance billed 10,001 million euros, which is equivalent to an increase of 5.18% compared to the aforementioned period. Private centers already carry out between 28% and 42% of the hospital activity of the National Health System, which contributes greatly to unloading the public health system, since the privately insured have double insurance (public and private). ) do not consume, or do so only partially, resources from the public system. What is the reason for this real boom?
When and where convenient
When contracting private health insurance, one of the factors that citizens rate as very important is time flexibility. Lack of time is a common problem, and going to the doctor at the most convenient time for the insured is an added value. The different Divina Seguros programs facilitate compatibility between work and personal life and avoid a good portion of absences from work or school to attend a medical visit that does not require presence. Another great advantage is that they avoid waiting lists, since they manage appointments without much delay.
The Complete Insurance includes, among other coverage, telemedicine service, food intolerance test, non-invasive prenatal genetic test and physiotherapy, podiatry, speech therapy and psychology sessions. Prostock-studio (Shutterstock / Prostock-studio)
The best coverage, at the best price
Undoubtedly, the savings involved in having insurance compared to private healthcare treatment are very high. That is why before purchasing health insurance it is mandatory to compare the different options to choose the one that best fits coverage and economic offer. Divina Seguros’ Complete Health insurance offers access to the best clinics, dental insurance, surgical interventions, reimbursement for emergencies abroad up to 15,000 euros and reimbursement of up to 75% of expenses in gynecology, dermatology and pediatrics for doctors outside the box insurance doctor. It also includes, among other coverage, telemedicine service, food intolerance test, non-invasive prenatal genetic test and physiotherapy, podiatry, speech therapy and psychology sessions. Now, also, thank you to the ‘More health for less price’ promotionwhen contracting Salud Completo before February 28, 2024, offers three months free.
Health insurance represents an additional expense in the monthly budget of families, but its benefits far exceed the outlay.
What other advantages can you expect from health insurance?
Quality medical care and availability of diagnostic tests. The Divina Seguros client can access a broad medical list that covers a wide range of health services, from visits to the family doctor to more specialized treatments and surgery. Furthermore, in the event of hospitalization, you will have a private room with a bed for a companion so that you only have to worry about the most important thing, your recovery. Additional coverage such as speech therapy, physiotherapy, psychology or dental insurance, among others, will also be available depending on the insurance contracted.
Savings, telemedicine…
Health insurance represents an additional expense in the monthly budget of families, but its benefits far exceed the outlay. Each insured can choose between different modalities and benefits, depending on their budget, personal or family situation, etc. And the self-employed professional will have tax advantages. Health insurance also protects against unexpected expenses that may arise in the event of a medical emergency during travel, and since medical assistance abroad can reach very high figures, crossing the border with the peace of mind of being covered is very important, whether Try to enjoy a leisure trip without worries as if you were traveling for business.
A good insurance company will allow you to freely decide the center and the professionals you wish to consult with.
The telemedicine service, for its part, saves time and money by avoiding travel, in addition to facilitating access to medicine in those areas where there are no centers or certain specialties close enough. The use of online consultations decongests waiting lists for consultations and emergencies, in addition to allowing personal medical history to be available at all times. This is a modality in continuous growth, and in addition to primary medicine or services for issuing electronic prescriptions and prescribing medical tests, consultations in this format are now available with specialists such as dermatologists, cardiologists, pediatricians or gynecologists; nutrition or physical well-being.
Prevention is key
Every day the conviction grows in society that prevention is the key, and that improving lifestyle habits prevents future diseases. A good company will allow you to use preventive medicine and decide with complete freedom the medical center and professionals you wish to consult with. The Complete Health insurance from Divina Seguros allows all this…, with the best conditions.
2023-12-14 14:57:30
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