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The new 2025 model classes will increase auto insurance rates for many drivers. Read here why SUVs and luxury models are particularly affected:
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Auto insurance rates will increase in 2025 – these cars will be much more expensive
The categories are established by the General Association of the German Insurance Industry (GDV) and are based on claims reports from recent years. The frequency and cost of damage play a decisive role. Models that often get into accidents or cause high repair costs end up in higher type categories.
SÜDWEST24 reports that car insurance will be more expensive in 2025.
Vehicle insurance premiums are made up of several factors. In addition to the type and regional categories, individual criteria such as mileage, age of the vehicle and frequency of use play an important role. The deductible can also affect the premium: the higher the deductible, the lower the premium. (Khi)
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