The Negative Keys in Your Credit Bureau: Understanding the Impact on Your Financial History

It is important to say that having an orderly financial life is something vital as people grow up and have responsibilities. For this reason, we will let you know what are the negative keys of the history you have in your Credit bureau.

To begin with, this is considered a blacklist, where only debtors are shown. However, this is not correct, and even when this company applies certain negative marks according to the payment behavior of people

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In the event of submitting a payment delay or requesting debt structures, it will cause Credit bureau apply negative keys in your history. Some are the Clave 97the same one that is one of the most feared brands, and one of the worst that a person can have, since this indicates that your debt has been classified as unrecoverable.

Then we have the Clave LC. This is where you must indicate to the other financial institutions that you requested a lower payment of your debt through a removal. Which can harm you, because it is interpreted as a poor ability to pay.

He Contested Record, indicates that the credit that was registered in your history is in the process of clarification, this may be due to possible identity theft, conflict when registering payments, among others. Even so, it can hurt you to obtain good financing.

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when you get the Clave CV, implies that your debt was sold due to collection problems. Generally, this mark is given when it passes into the hands of collection offices, a real headache for debtors.