He National Bank offer your line of credit so that monotributistas qualified and other groups can obtain loans that range from $1,000,000 to $4,000,000.
The loan can be repaid in installments of up to 120 months and the process is a single signature, that is, no property or other property is required as collateral.
This is not the only benefit available to this group, which tyou can also get a free tablet from enacom if they meet the new income limit.
In addition, anyone who receives benefits from the agency can request a 55% discount on SUBE cards to travel by public transport through the Mi Anses web platform.
What is the credit for and how much is it?
Those who are monotributistas and wish to obtain a credit of $1,000,000 in the National Bankwill have to be solely for the purpose of renovating, expanding or finishing the construction of the dwellingsince it is the purpose for which the bank provided it.
The different lines of credit are:
- To ask for $1,000,000: need earn more than $153,487 per month and they start paying installments of $46,046.
- To request $2,000,000: they need to earn more than $306,973 per month and start paying fees of $92,092.
- To request $3,000,000: they need to earn more than $460,460 per month and start paying fees of $138,138.
- To request $4,000,000: they need to earn more than $613,947 per month and start paying fees of $184,184.
The conditions indicate that the initial fee to be paid cannot exceed 30% of the combined demonstrable income of the applicants and up to two co-signers.
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What are the requirements to access the credit?
- National Identity Document (DNI) and a photocopy of it.
- Last summary of the credit card or invoice of a fixed service (by way of example electricity, gas, real estate tax, fixed telephony, etc.) in the name of the applicant, in order to establish the address of the applicant.
- Documentation required by the executive instance of the credit in order to reliably or demonstrably determine the net income of the applicant.
- Presentation of the “Census Compliance Certificate” that accredits compliance with the aforementioned census declaration (INDEC). The lack of presentation of said documentation will prevent the continuation of the respective procedure. For more information enter here
The money will be delivered in two parts: the first when the work begins and the second is collected up to 6 months later depending on the progress, and once the bank has verified that more than 70% of the first disbursement has already been used.
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