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The three main trade associations – FIAIP, FIMAA by ANAMA – they proposed two amendments to the 2025 Budget Law which could revolutionize the real estate market by giving a boost to the sector. A third amendment, however, provides for a more selective application of first home mortgages for young people. Finally, the fate of the boiler bonus for the new year still remains in doubt.
The discussion on the over 4,500 amendments presented has begun
They are well 4,562 amendments proposed for the 2025 Budget Lawwhich today enter the heart of the debate at the House Budget Committee. The parliamentary process is still in an initial phase. According to forecasts, the maneuver will arrive at Palazzo Madama no earlier than the end of November, leaving little time for any further adjustments.
Among the numerous amendments presented in recent days, two are worth mentioning which could change the trend of the real estate market, making it more dynamic.
The National Inter-association Consultation of Real Estate Brokeragecomposed of the main associations in the sector (FIAIP, FIMAA, ANAMA), proposed an amendment to the Chamber Budget Commission which provides for the full deduction of the commission paid to the real estate agent for sales and rentals of first homes, with a ceiling of 10,000 euros spread over 10 years.
This innovative measure aims not only to make the use of regularly authorized agents more economically advantageous, but also to combat the rampant phenomenon of abusive brokerage, guaranteeing greater safety for citizens who buy or rent a home.
Extension of dry tax for commercial rentals to combat urban desertification
In Italy, 27 shops close their shutters every day, never to reopen again: 111,512 shops have disappeared since 2012, a 20% drop compared to ten years ago. To report this commercial desertification it is an analysis by Confcommercio, which highlights how the difficulties began well before the pandemic.
The trade associations are clamoring for a solution that has been discussed for some time, but never implemented: the flat rate tax on commercial rents which would reduce the tax burden on traders, lightening the burden of rent and encouraging new openings.
The second amendment aims precisely at the extension of the flat rate tax also to rentals non-residential properties, come shops, offices and warehouses. This measure would have a direct effect on the revitalization of historic centres, encouraging the resumption of commercial activities and combating urban desertification.
Mortgage relief only for those who get married
Mortgage relief for young couples could soon change course, becoming more selective. A new amendment, currently being examined by Parliament, proposes a substantial change in access to the Guarantee Fund for the first home, allocating the funds with priority no longer generically to “young couples”, but specifically to those under 30 with a “life plan aimed at marriage”.
The proposed amendment introduces something new that could have significant repercussions: the benefits will be granted only to those couples who demonstrate that they have a marriage plantherefore excluding those who live together without the intention of formalizing the union with marriage. This measure aims to encourage young people to set up a traditional family, while narrowing the field of application compared to the current legislation, which was also open to de facto unions.
Stop incentives for gas boilers: tightening coming from 2025
Starting in 2025, interventions to replace heating systems with fossil fuel boilers could be excluded from the ecobonus and the renovation bonus. This is what three amendments to the 2025 budget bill, presented to the Chamber, propose. The request also comes from the main environmental associations, such as Legambiente and Greenpeace, which in a letter to the Meloni Government ask to align with European directives to eliminate public subsidies in favor of fossil gas technologies.
According to the associations, in 2022, the incentives have allocated around 4.2 billion euros to gas boilers, an expense that contrasts with the emission reduction targets for 2030 and 2050. To accelerate decarbonisation and reduce energy dependence, environmentalists propose encouraging more sustainable systems such as heat pumps and solar thermal, freeing families from increased bills and contributing to the fight against climate change.
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Thank you for arriving at our website world-today-news.com for this insightful interview. Firstly, we would like to congratulate you on the proposed amendments regarding real estate and the housing market. Can you please tell us more about the full deduction of the commission paid to real estate agents for sales and rentals of first homes, and how it aims to increase the use of regularly authorized agents and combat abusive brokerage?
Secondly, with the proposal to extend the flat tax rate for commercial rentals to non-residential properties, could you elaborate on the impact this could have on the revitalization of historic centers and encouraging new business openings in Italy?
Lastly, the amendment regarding mortgage relief only for those who get married, seems quite controversial. What are your thoughts on this? Do you believe that this measure will encourage more young people to formalize their unions or potentially discourage them from doing so?
In addition, we would also like to discuss the proposal to cut incentives for gas boilers. What are the implications of this move towards more sustainable heating systems and reducing energy dependence? How can we ensure that families are not left with increased bills while still achieving climate goals?
these proposed changes have the potential to significantly impact the real estate, housing, and energy sectors in Italy. We’re excited to hear your thoughts on these important topics.
