4% interest rate for Bank Bonds 2024 showed that “there are too few monks but too much porridge”.”/>
The last call for subscription of the 4% interest rate for Bank Bonds 2024 showed that “there are too few monks but too much porridge”.
Applications for the 2024 Silver Bond close at 2pm today it was said that on the eve of the Ninth Double Festival, the number of subscribers and the amount was still around 30% lower than last year , but the total number of out. has remained at a maximum of 55 billion yuan. draw 40 lots. Brokerage traders pointed out that due to the recent rise in the stock market, Friends’ interest in bank bonds has decreased, and “speculation is higher than 4%,” but they asked to hold a large proportion of reserved investment portfolios.
High number of releases and declining number of advocates push up the number of signatures
This year’s bank bonds have a guaranteed minimum interest rate of 4%, a period of three years, and a maximum amount of 55 billion yuan The results will be announced on the 21st of this month. Referring to the past two years, 323,800 people subscribed last year, with a total issuance of 55 billion yuan, and a maximum of 23 winning lots, and in 2022 , nearly 290,000 people subscribed, with a total distribution of 45 billion yuan, and a maximum of 21 winning lots. In the last two years, the number of senior citizens who have subscribed for 20 lots or less has been around 200,000. fairly on a “capita” basis, this means when the number. of subscribers falling, the total issuance is still at a high level of 550. 100 million, the number of winning lots drawn over 20 lots will increase significantly.
If 30 lots are drawn, the interest rate will be 12,000 yuan per year.
For example, based on last year’s top 23 lots, the current batch of 4% bank bonds can earn an interest of 9,200 yuan per year assuming up to 30 lots are drawn, the principal of 300,000 can earn interest of 12,000 yuan; yuan per year.
Last Thursday, on the eve of the long holiday, Guo Jiaan, the director and head of CHIEF’s securities business, pointed out that the number and number of subscriptions this year was about 30% less than the total subscription period last year. last year to be related to the reduction in guaranteed interest rates and the deterioration of the economic environment However, it is expected that the number of subscriptions will still be lower in the last few days. Phillip pointed out that there were currently about 700 applications on Thursday, and the subscription rate was about 130 million yuan, both of which were about 30% lower than the whole period last year. However, it is worth noting that most seniors subscribe through banks, and the final level of subscription is not yet there.
Friends are worried about the stock market: “Speculation costs more than 4%”
Regarding this year’s response, Kwok said that the market has been active recently, and his clients have always invested mainly in the stock market, preferring cash used to enter the market.” ”
Experts suggest that you can draw 40 hands if you get the last bus
“Many seniors ask how to sell stocks, have no stocks to run, and rarely worry about cash bonds,” said Chan Ying-kit, manager of new shares at Fairwood Securities, which is suggests that old people with strength can consider big. hands in the final sprint phase to fly 40 hands.
Xincheng Zhang Zhiwei: Do not succumb to the mad bull market and continue to be conservative
Cheung Chi Wai, joint director of Sin Seng Securities, also said that the seniors who visited the securities company recently were more worried about the stock market than money bonds, but the stock market was turbulent some of the low-risk funds , are transferred to. high risk stock market. He emphasized that silver bonds are strong and conservative products, offering at least 4 percent interest per year, and they can ask the government to redeem the bonds with the principal at any time using the tool this.
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2024-10-13 22:00:00
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