Diabetes is one of the chronic diseases with the highest incidence in Spain, affecting millions of people and representing a daily challenge for those who suffer from it. According to recent data, in our country around 13.8% of the adult population lives with diabetes mellitus, which is equivalent to more than 5 million people. Within diabetes, type 2 generally develops in adults, although it is increasingly occurring at younger ages due to factors such as a sedentary lifestyle and being overweight. On the other hand, type 1 diabetes, less common, has an autoimmune origin and usually manifests itself at an early age.
Both types of diabetes share a central characteristic: excess blood glucose, which must be strictly controlled to avoid serious complications. The risks of not properly managing this condition include vision problems, kidney damage, cardiovascular diseases and neuropathies, among others.
For many people with diabetes, having health insurance adapted to their needs can be a key ally in their daily well-being and in the prevention of these complications. Aware of this, since FIATC Insurance They have designed insurance for this group.
Specialized care needs
For people with diabetes, medical care is not limited to occasional visits or annual check-ups. Its management requires regular monitoring of blood glucose levels, specific medication (insulin in the case of type 1 diabetes) and exhaustive monitoring of other risk factors, such as blood pressure and cholesterol. This constant care aims to reduce the chance of long-term complications.
Dr. Ana Gancedo, medical director of FIATCpoints out the importance of patients having a multidisciplinary medical team that monitors their health. “People with diabetes need specialized and coordinated care, which involves different medical disciplines. Not only the endocrinologist is important, but also specialists in ophthalmology, cardiology, nephrology and even neurology,” explains Gancedo. “These specialties allow for early detection and addressing of complications that may arise, significantly improving the patient’s quality of life,” he adds.
Private insurance provides quick and specialized access for people with diabetes
In addition to specialists, the use of medical devices is essential. Many people with diabetes require technology to measure their glucose levels and, in some cases, devices such as insulin pumps. Dr. Gancedo also highlights the relevance of self-care education: “Diabetes control requires perseverance, daily effort, and health education allows patients to better manage their condition, make informed decisions, and minimize the associated risks.”
Health insurance and diabetes: current situation
For a person with diabetes, searching for health insurance can be complicated. As a chronic and potentially costly condition, many insurers consider diabetes a “preexistence,” meaning they may increase premiums or even limit the coverage offered. In some cases, people with diabetes face restrictions or difficulties in accessing certain private healthcare services, limiting the options for those who want to improve their healthcare with a private solution.
However, demand for private insurance among people with diabetes continues to grow in Spain, driven largely by the need to quickly access specialists and tests, something that is often difficult in the public system. Given this reality, some insurers have begun to offer specific products adapted for people with diabetes.
Benefits of private health insurance for diabetics
For people with diabetes, accessing private insurance has significant advantages, especially in terms of speed and access to specialists, since they can more quickly access consultations, examinations and specialized treatments that are essential for the proper management of diabetes. .
Dr. Luis Bachs, director of FIATC Salud, highlights the difference that health insurance can make in the life of a diabetic patient. “Agility is essential for these people, since diabetes is a condition that cannot wait. Delays can lead to complications that, with constant and timely monitoring, could be avoided,” says Bachs.
Adequate health insurance improves the control and quality of life of diabetic patients
Additionally, Dr. Bachs comments that private insurance offers a significant advantage in terms of flexibility and choice of professional. “The possibility of choosing specialists and accessing a comprehensive service allows better management of diabetes. In FIATCFor example, we are committed to offering complete and personalized coverage that truly adapts to the needs of each patient,” he explains. For the director of FIATC Salud, having adequate insurance can mean greater control and security for people who suffer from this disease.
Health insurance for people with diabetes
Aware of the needs of the group, FIATC has designed health insurance especially adapted to people with diabetes. Based on the MEDIFIATC insurance model, that is, a complete proposal that provides comprehensive coverage, with primary care, access to specialists, hospitalization and medical treatments, maintaining the same coverage of this MEDIFIATC insurance, but with an adapted approach.
According to FIATC, this insurance ensures that people with diabetes can access the specialized care they need without having to worry about high premiums or excessive limitations.
For patients with diabetes, this FIATC option represents an opportunity to have quality health insurance that truly meets their needs. This not only allows them access to regular check-ups and appropriate medical follow-up, but also to cutting-edge treatments that can significantly improve their quality of life.
The future of health insurance for people with diabetes
Diabetes is a condition that affects millions of people in Spain and requires constant and specialized care.
Initiatives such as FIATC They mark an important step towards more inclusive and adapted medical care for people with chronic conditions, providing not only peace of mind, but also the possibility of managing their health in a comprehensive and effective way.
