In the first quarter, the group lost 619 million euros (16.182 billion crowns), which it attributes to the creation of huge reserves due to the risks arising from the global pandemic and its impact on the economy and consumer behavior.
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In the second half of the year, the group closed with a profit of 35 million euros (919 million crowns). The return to profitability was made possible by the renewal of consumer demand with the gradual fading of the closure of stores and establishments in individual markets, as well as a significant process of digitizing the sales network, said Home Credit spokesman Milan Tománek.
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The Group provided clients with new loans for the purchase of goods and services in the amount of 12.7 billion euros (332 billion crowns), which represents a year-on-year decrease of 37 percent.
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The Home Credit Group is part of the PPF of the richest Czech, Petr Kellner. PPF Group invests in a number of industries from financial services to telecommunications, biotechnology, real estate to engineering. It employs 98,000 people worldwide.
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