08 ag. 2023 – 14:00 hrs.
The General Directorate of Pledge Credit (Dicrep)known as “Aunt Rich”is a state institution whose main objective, as its name says, is to deliver pledge credit in a simple way to people.
The request for a money loan can be granted, specifically, through the guarantee of a pledgewhich can be: jewelry (18-carat gold, household appliances, electronic items and cameras, among others).
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the loan of money
As reported by ChileAtiende, the loan in money can be extended for six months (renewable only for six more months in the case of jewelry).
Once this period ends, people will be able to recover the garment that was pawned.
In the specific case of the case of jewelry, once the credit is requested, users can request the normal payment or also in six installments, although the credit in installments does not allow renewal.
How to request a credit in the Dicrep?
In the first place, it must be taken into account that the maximum amount of the credit corresponds to the 60% of the appraisal of the garment.
In addition, it has a cap of $750.000in the case of jewelry, and $150.000in the case of other objects.
To apply for a loan at the Dicrep, You must take into account the following steps:
- Gather the required background information.
- Go to a branch of the General Directorate of Pledge Credit (Dicrep).
- Explain the reason for your visit: apply for a pledge loan.
- Deliver the required background and the pledge as a guarantee. The appraiser will assess whether the pledge is valid as collateral and will determine the amount of the loan.
- As a result of the process, will have applied for a pledge loanwhich you can get immediately.
It is worth mentioning that the procedure can be carried out throughout the year in the Dicrep branches and can only be done by those who are over 18 yearss.
Considering the above, you should have your valid identity card or passport and the guarantee pledge.
All about Benefits
2023-08-08 18:09:42
#Credit #application #Tía #Rica #procedure #Dicrep
