Banks are eager for new deposits, but any newly deposited money will have a preferential interest rate. My friends see that the interest rate is good, so they withdraw their deposits from other banks and deposit them as new money. After a few months, the new money becomes old money, and the preferential interest rate is gone, so it is withdrawn and deposited in another bank that “welcomes new money with high interest rates”.
Many banks have this policy of welcoming new money, so my friend is very busy, and in order to earn more interest, he always moves a small amount of money around. She said that if the deposit does not move, the interest rate will be low. If you want to earn more interest, you must not be afraid of trouble.
New money is welcome, but what about old money? Old money does not have this kind of discount. No matter how long you have deposited money in the same bank, you will not be able to enjoy the interest treatment of new money. In business, the bank may not be wrong, but it also tells old customers that it is useless to be loyal.
Last year, I chatted with a friend of an insurance company and said that the insurance company encourages customers to exercise. If the average daily walking record reaches 5,000 steps in one year, the premium for the second year can be discounted by 5%. If the average walking record reaches 10,000 steps per day step, you can have a 10% discount. At that time, I didn’t care about it until three months ago, I installed the insurance company’s sports app on my mobile phone for fun, and recorded the number of steps I took every day. But at that time, I found that I had to walk more than 6,000 steps a day to get a 5% discount. Now , and increased to more than 7,000 steps.
At this time, another friend said that the insurance company she bought insurance with, as long as she walks an average of 10,000 steps a day for one year, the premium for the second year can be discounted by 20%. So I told my friend who helped me buy insurance, look, their benefits are twice as big as yours. She smiled and told me that it was a discount only for new customers, and our company gave new customers a bigger discount of 30%!
Look at this world, it turns out that apart from hormonal aunts who like small fresh meat, banks and insurance companies are also fans of fresh meat. As for the old bacon that has been used for decades, you can let it dry and ignore it.
Li Chunen
2023-08-07 16:00:00
#Chunen #Fresh #Meat #OfferLive #good #life
