I am 40 years old this year, have been married for 12 years, and have a daughter and a son. Up until now, we have lived with our grandparents. But because the old house was small and our children were getting older and needed their own space, my husband and I expressed our wish to move out to our parents.
In addition to the house we live in, my parents also have a piece of land they bought many years ago. My grandparents planned for me to live with them, the other land would be for my younger brother to get married and live on his own after working abroad. Now we want to move out on our own, our parents told us to give us that piece of land, and the house we live in later belongs to the youngest uncle.
Needless to say, how happy our husband and I were. The most difficult thing is that you already have the land, now you just need to worry about money to build a house. Over the past 10 years, the couple has been scrimping and saving some money. The wife discussed that this amount of money would be enough to build a level 4 house. Later, when the economy became better, she could expand and renovate it.
However, every time building a house is a difficult time. Now it costs hundreds of millions of dong to build a small house. In the future, if we want a more beautiful house, we will have to demolish it. Isn’t that too expensive and wasteful?
I asked my wife to go home and ask my grandparents if they could lend me some money. I know, last year when land prices increased, my wife’s parents cut off part of the garden land to sell. My grandparents deposited that money in the bank, promising to give us some in the future if we bought a house.
When my wife came home and whispered that her grandparents had given her the land, but she still lacked money to build a house, her grandfather generously said he would give her 300 million VND. No matter how much is missing, the couple manages to add more. I heard my wife tell the story and felt cool.
For the time being, our savings combined with my father-in-law’s are considered okay.
During the work process, whatever amount is still lacking will be borrowed for that amount. I asked a friend who is an architect to draw a design for the house, and also asked my mother to go see what day was auspicious for the groundbreaking ceremony.
Unexpectedly, last night my wife came home from her grandparents’ house, her face suddenly looked very unsightly. She said, the money her grandparents promised to give will be given, but not now.
“If not now, then when?”, I asked my wife, still not understanding why her parents suddenly changed their mind. Apparently, our grandparents once said that if we bought a house, we would give a portion of the money. Now we have land, we just lack money to build a house, why do you say not now?
After hearing my questions and frowning, my wife explained the situation clearly. It turns out that today, my grandparents asked my wife, has the land my parents gave me been transferred to my husband and I? My wife said no.
The wife’s parents said that the land had not yet been renamed, even though they told them, it was still their grandparents’ land. Now we spend money to build a house. Later, if my parents change their mind and no longer allow it or something happens to my husband and I that leads to separation, she will not have any rights.
The grandparents advised their daughter to go talk to her husband and ask her parents to transfer the land to her name. If for some reason, my parents refuse to transfer the title, then we can temporarily stop building the house and wait until we have money to buy a house later.
After listening, I felt my wife’s parents worried too much.
My parents only have two sons, a house they live in and a piece of land. They have clearly told us to divide them between the two. No matter what you say, after your grandparents die, you won’t be able to take your assets anywhere, but you’re afraid they won’t let you go.
Furthermore, my husband and I have been married for more than 10 years, have a happy family, and obedient children. Why are you suddenly worried that our future will be ruined and she will end up on the street empty-handed?
I thought about it again and again, thinking that it could only be that my father-in-law was sorry for the money and didn’t want to, so he made up unreasonable and far-fetched reasons. If I go back now and ask my parents to transfer the land to me, isn’t that because I don’t trust my parents?
If our grandparents did not support us, we really would not dare to build a house when the loan amount is too large compared to the couple’s income. Should I persuade my wife to lie to her parents and say that the land has been transferred to us so that they can feel secure?