Banking services play a vital role in our life. Every Italian uses a PC, smartphone or tablet to control their financial flows. Meanwhile, today the enormous fear of being without money in the current account is triggered.
This is because while the use of home banking spreads, in the meantime, cyber attacks are around the corner. Bad guys can sign potential shares by emptying the bank and post office account. Therefore, the application downloaded on the terminals paradoxically represents a concrete risk: that of ending up in the wrong hands.
Every Italian with home banking carries out many operations: from checking the balance to transferring money between accounts of the same. Home banking gives you the possibility to arrange transfers, pay bills or taxes, top up your mobile phone.
Home banking saves time
Banks have introduced this application to facilitate the customer. The latter has the various services available 24 hours a day, seven days a week. Consequently, the account holder has further benefits: he can connect from anywhere and does not waste time going to the branch.
In addition, the account holder using the IT application has lower monthly costs than a traditional current account.
Italians fascinated by the use of home banking
Italians have a propensity to use the app from PCs and smartphones. However, the Abi Lab highlighted this fact: customers expect additional services from mobile banking. In particular: request for discounts, coupons, localization and assistance services.
Beware of scams
As a result, citizens are terribly afraid of finding themselves without money in their checking account. However, digital channels have disrupted life habits.
In the meantime, the Italians are clamoring to be protected from scams. The National Consumers Union has repeatedly invited you to keep your passwords, codes and cards carefully.
At the same time, cybercriminals go hand in hand with technology. Bank customers are unwilling to be scammed. Each of us has received in the past a request that apparently seems legitimate. Banks, it should be remembered, never ask for access codes to services. For this reason, the customer often has an enormous fear of finding himself without money in his checking account.
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