Home » Business » The end of the installment moratorium is coming to an end, the banks are preparing to protect the debts Companies and markets

The end of the installment moratorium is coming to an end, the banks are preparing to protect the debts Companies and markets

Prague Nraz pro odloen dlunky se bl. At the end of June, the covid moratorium of 239 thousand people ended. After the spring onset of the virus, they were able to defer mortgage and mortgage payments for a few months. Cl was clear: not to cover debts to go at a time when companies were forced to cut salaries and straighten out.

Blc se end spltkov pestvky is among the brands, banks and their products are among the most sought after keywords on the Internet. And don’t hurt the financial houses. Get ready for dreaming and postponement of installments and restructuring, incl.

We systematically inform clients and prepare them for the return to fulfillment. It will be a general task for banks to get their clients back to the ability to meet the moratorium after the end of the moratorium, according to Petr Plocek, UniCredit Bank.

According to him, experience shows that most clients can do it. The situation is optimistically seen by esk spoitelna, it is estimated that the problem could be below ten percent of the client. As well as Komern banka, which has a ten percent problem in civil society and a twenty percent problem in business.

Banking institutions tested the ability of our clients to meet again. Out of 359 thousand clients with a delay, 158 thousand installments of the holiday wanted only for three months, ie only until the end of July.

Banks began to provide their clients with a deferral of payments in the spring, when the financial health of people and companies began to erode the coronavirus. Individun, na podn. Halfway through the ordinary Minister of Finance Alena Schillerov, she enforced a bill that gave banks a full reprieve for anyone under, even to you and six MSc. Postponement of the con at the end of June.

spn nvrat ke splcen

At the time of the postponement until July, the vast majority of clients have returned to normal mode since August, according to UniCredit Bank. After the end of the postponement, the client started paying or paid for it immediately. Piblin’s aunt filed for a postponement until the end of June, to talk to Air Bank Jana Pokorn. According to Filip Hrubho, clients of esk spoitelny (S) did not extend with a delay until July.

How many people set aside the installments, incl

  • Until the 25th of 2020, a total of 401 thousand client banks applied for deferred payments.
  • 359 thousand was approved.
  • Roughly 158 thousand people submitted opera performances by July 31, of which 58 thousand subsequently extended their postponement until June 31.
  • In total, it was drilled to meet 120 thousand people.
    Source: esk banking association

According to two-thirds of the return to the full banking sector, the Czech Banking Association (BA). A number of owners of mortgages, consumer and business cases have a flea head on the end of the installment moratorium. That’s why these days, words like the bank and the installments are held at the top of the most sought-after terms on the Internet.

We are, of course, ready to lend a helping hand to all clients who will have problems. First of all, we will try to agree with them on individual installments, to speak of S. From now on, clients will be able to fully submit individual installments through a web formula. From our start on the market, we will offer clients to adjust their installments or mortgages according to their abilities, let’s talk to Air Bank Jana Pokorn. According to n, clients can dream (or welcome) their installments for free and they can do it again.

Komern banka offers an immediate discount. Her speech Michal Teubner emphasizes that the condition for inn help is that the client contacts the bank immediately. Moneta Money Bank announced this week that it is planning to restructure its programs by the end of the year at the latest. We are committed to preventing our clients from slipping into an inescapable trap, said Tom Spurn.

Prolonged moratorium?

In addition to catching banks, various consulting institutions can also help people. We are expanding with our mobile advisors to another 60 cities where we have not been before. We are also strengthening our information line, Daniel Hle from the company lovk v tsni told Lidovky.cz.

According to him, the organization is preparing for a well-known number of callers of the number, it is possible to contact the bank. In addition to client banks, they will call people with loans from non-banking entities. Our advisors are very well trained for a long time and they secretly said that they could spend 30 and 45 minutes on each client, Hle emphasized.

Against the background of the type of coronavirus wave can be heard voices that the government should extend the moratorium. However, a follow-up survey by BA showed that he had not extended it any longer. They think it’s not good to get used to unpaid debt. According to him, the client can agree with the bank individually on the current postponement in case of need. Only 33 percent (mostly young people under the age of 26) would welcome the birth of a break because they believe it would help clients and the economy.

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