Jakarta, CNBC Indonesia – Economic transactions and digital finance are growing. Bank Indonesia noted that the value of digital banking transactions increased 45.64% (yoy) to Rp 39,841.4 trillion during 2021. The increase is expected to be even greater this year.
This increase is inseparable from the behavior of people who prefer to shop online or online rather than conventionally.
“The value of digital banking transactions is projected to grow 24.83% (yoy) to reach IDR 49,733.8 trillion for 2022,” said Bank Indonesia Governor Perry Warjiyo at a press conference, Thursday (20/1/2022).
On the other hand, the value of electronic money transactions (EU) also grew rapidly to 49.06% (yoy) to reach Rp. 305.4 trillion in 2021. And it is projected to increase by 17.13% (yoy) to reach Rp. 357.7 trillion for 2015. this.
“This year, BI will continue to encourage payment system innovation, maintain the smooth and reliable payment system,” he explained.
One of the things that BI has done in encouraging the acceleration of digitalization of the payment system is to expand the use of QRIS. It is expected that this year there will be tens of millions of new users of the QRIS service.
“We will expand the use of QRIS by targeting 15 million new users by 2022 through collaboration with industry, K/L and the community,” he explained.
To achieve the target of 15 million new users, BI will expand QRIS features to collaborate with countries in the world. In the early stages with neighboring Indonesia.
“Preparation of business models and technical aspects in the context of implementing cross-border QRIS with Malaysia,” he concluded.
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